Rates
Consumer Deposit Rates
|
Balance Range |
Rate |
APY* |
|---|---|---|
|
Interest is compounded and credited monthly. Account limitations apply. |
||
|
Balance Range $0 – $499.99 |
Rate 2.25% |
APY* 2.27% |
|
Balance Range $500 – $4,999.99 |
Rate 0.05% |
APY* 2.27% – 0.27% |
|
Balance Range $5,000 – $24,999.99 |
Rate 0.05% |
APY* 0.27% – 0.09% |
|
Balance Range $25,000 – $49,999.99 |
Rate 0.10% |
APY* 0.09% – 0.10% |
|
Balance Range $50,000 – $74,999.99 |
Rate 0.25% |
APY* 0.10% – 0.15% |
|
Balance Range $75,000 – $99,999.99 |
Rate 0.25% |
APY* 0.15% – 0.17% |
|
Balance Range $100,000 – $149,999.99 |
Rate 1.15% |
APY* 0.17% – 0.50% |
|
Balance Range $150,000 or greater** |
Rate 1.15% |
APY* 0.50% – 0.76% |
|
Balance Range |
APY* |
|---|---|
|
Interest is compounded and credited monthly. Account limited to those under 18 years of age. |
|
|
Balance Range $0.00 – $500.00 |
APY* 0.05% |
|
Balance Range $500.01 or greater** |
APY* 0.05% |
Our current Checking and Savings Truth in Savings Disclosure is available here.
|
Feature |
Details |
|---|---|
|
APY* – Annual Percentage Yield. |
|
|
Feature Interest Rate/APY* |
Details 0.10% / 0.10% |
|
Feature Interest Compounded/Credited |
Details Quarterly |
|
Feature Minimum Opening Deposit |
Details $5.00 |
|
Feature Balance to Avoid Service Fee |
Details Not applicable |
|
Feature Balance to Earn Stated APY |
Details Not applicable |
|
Feature Limitations |
Details Transfer and withdrawal limitations apply |
|
Interest Rate/APY* |
Interest Compounded |
Interest Credited |
Minimum Opening Deposit |
|---|---|---|---|
|
*APY – Annual Percentage Yield |
|||
|
Interest Rate/APY* 0.10% / 0.10% |
Interest Compounded Quarterly |
Interest Credited Quarterly |
Minimum Opening Deposit None |
|
Balance Range |
Interest Rate |
APY* Annual Percentage Yield |
Minimum Opening Deposit |
Minimum Balance to Avoid Fee |
|---|---|---|---|---|
|
Interest is compounded and credited monthly. Account transfer and withdrawal limitations apply. Daily balance is used to calculate interest. *APY – Annual Percentage Yield **New Money is defined as money that has not been on deposit at the credit union in the past 30 days when the account is opened. The Credit Union may adjust a deposit to the Membership Savings account if a new money requirement is not met within 30 days of account opening. |
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|
Balance Range $0 – $24,999.99 |
Interest Rate 0.00% |
APY* Annual Percentage Yield 0.00% |
Minimum Opening Deposit $1,000.00 initially and $25,000.00 New Money within 30 days** |
Minimum Balance to Avoid Fee $1,000.00 |
|
Balance Range $25,000 – $99,999.99 |
Interest Rate 3.00% |
APY* Annual Percentage Yield 3.04% |
Minimum Opening Deposit $1,000.00 initially and $25,000.00 New Money within 30 days** |
Minimum Balance to Avoid Fee $1,000.00 |
|
Balance Range $100,000 or greater |
Interest Rate 3.25% |
APY* Annual Percentage Yield 3.30% |
Minimum Opening Deposit $1,000.00 initially and $25,000.00 New Money within 30 days** |
Minimum Balance to Avoid Fee $1,000.00 |
|
Minimum Opening Deposit |
APY* |
|---|---|
|
Interest is compounded and credited quarterly. Account transfer and withdrawal limitations apply. |
|
|
Minimum Opening Deposit $5 |
APY* 0.20% – 0.20% |
|
Balance Range |
Interest Rate/APY* |
Interest Compounded |
Interest Credited |
|---|---|---|---|
|
No Minimum Opening Deposit. Our Truth In Savings Disclosure is available here. *APY – Annual Percentage Yield |
|||
|
Balance Range $0 – $999.99 |
Interest Rate/APY* 0.10% / 0.10% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $1,000 – $24,999.99 |
Interest Rate/APY* 0.45% / 0.45% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $25,000 to $49,999.99 |
Interest Rate/APY* 0.65% / 0.65% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $50,000 – $99,999.99 |
Interest Rate/APY* 0.85% / 0.85% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $100,000 – $149,999.99 |
Interest Rate/APY* 1.05% / 1.06% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $150,000 or greater |
Interest Rate/APY* 1.15% / 1.16% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range |
APY* |
|---|---|
|
*APY – Annual Percentage Yield. APY and terms are subject to change without notice. Membership eligibility is required. See Truth in Savings disclosure at seattlecu.com/disclosures. Federally Insured by NCUA. |
|
|
Balance Range $0 – $499.99 |
APY* 4.00% – 4.07% |
|
Balance Range $500 or greater** |
APY* 0.10% – 4.07% to 0.30% |
Our current Checking and Savings Truth in Savings Disclosure is available here.
|
Term |
Rate |
APY* |
Bump Option |
|---|---|---|---|
|
$1,000 minimum deposit to open a CD. All rates are subject to change without notice. Our Bump Eligible certificates allow members to choose once during the term of the certificate to “bump” their rate, you may request that the rate be increased to the current offered rate of certificates of deposit of the same term length. |
|||
|
Term 6 month |
Rate 3.20% |
APY* 3.25% |
Bump Option Not Eligible |
|
Term 1 year |
Rate 3.20% |
APY* 3.25% |
Bump Option Not Eligible |
|
Term 2 year |
Rate 3.25% |
APY* 3.30% |
Bump Option Eligible |
|
Term 3 year |
Rate 3.25% |
APY* 3.30% |
Bump Option Eligible |
|
Term 4 year |
Rate 2.40% |
APY* 2.43% |
Bump Option Eligible |
|
Term 5 year |
Rate 2.40% |
APY* 2.43% |
Bump Option Eligible |
|
Term |
Rate |
APY* |
Bump Option |
|---|---|---|---|
|
$50,000 minimum deposit to open a Jumbo CD. All rates are subject to change without notice. APY* – Annual Percentage Yield. Early withdrawal penalty will reduce earnings on the account. Your account will automatically renew as stated on your Truth-in-Savings Disclosure, Account Receipt, or Renewal Notice. Our Bump Eligible certificates allow members to choose once during the term of the certificate to “bump” their rate, you may request that the rate be increased to the current offered rate of certificates of deposit of the same term length. |
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|
Term 6 month |
Rate 3.35% |
APY* 3.41% |
Bump Option Not Eligible |
|
Term 1 year |
Rate 3.40% |
APY* 3.46% |
Bump Option Not Eligible |
|
Term 2 year |
Rate 3.44% |
APY* 3.50% |
Bump Option Eligible |
|
Term 3 year |
Rate 3.44% |
APY* 3.50% |
Bump Option Eligible |
|
Term 4 year |
Rate 2.60% |
APY* 2.63% |
Bump Option Eligible |
|
Term 5 year |
Rate 2.60% |
APY* 2.63% |
Bump Option Eligible |
|
Term |
Rate |
APY* |
Bump Option |
|---|---|---|---|
|
$1,000 minimum deposit to open an IRA CD. All rates are subject to change without notice. APY* – Annual Percentage Yield. Early withdrawal penalty will reduce earnings on the account. Your account will automatically renew as stated on your Truth-in-Savings Disclosure, Account Receipt, or Renewal Notice. Our Bump Eligible certificates allow members to choose once during the term of the certificate to “bump” their rate, you may request that the rate be increased to the current offered rate of certificates of deposit of the same term length. |
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|
Term 6 month |
Rate 3.30% |
APY* 3.35% |
Bump Option Not Eligible |
|
Term 1 year |
Rate 3.40% |
APY* 3.46% |
Bump Option Not Eligible |
|
Term 2 year |
Rate 3.45% |
APY* 3.51% |
Bump Option Eligible |
|
Term 3 year |
Rate 3.45% |
APY* 3.51% |
Bump Option Eligible |
|
Term 4 year |
Rate 2.60% |
APY* 2.63% |
Bump Option Eligible |
|
Term 5 year |
Rate 2.60% |
APY* 2.63% |
Bump Option Eligible |
|
Term |
Rate |
APY* |
Bump Option |
|---|---|---|---|
|
$50,000 minimum deposit to open an IRA Jumbo CD. All rates are subject to change without notice. APY* – Annual Percentage Yield. Early withdrawal penalty will reduce earnings on the account. Your account will automatically renew as stated on your Truth-in-Savings Disclosure, Account Receipt, or Renewal Notice. Our Bump Eligible certificates allow members to choose once during the term of the certificate to “bump” their rate, you may request that the rate be increased to the current offered rate of certificates of deposit of the same term length. |
|||
|
Term 6 month |
Rate 3.40% |
APY* 3.46% |
Bump Option Not Eligible |
|
Term 1 year |
Rate 3.50% |
APY* 3.56% |
Bump Option Not Eligible |
|
Term 2 year |
Rate 3.54% |
APY* 3.60% |
Bump Option Eligible |
|
Term 3 year |
Rate 3.54% |
APY* 3.60% |
Bump Option Eligible |
|
Term 4 year |
Rate 2.70% |
APY* 2.74% |
Bump Option Eligible |
|
Term 5 year |
Rate 2.70% |
APY* 2.74% |
Bump Option Eligible |
Our current Certificate of Deposit Truth in Savings Disclosure is available here.
Vehicle and Personal Loan Rates
|
Term |
Maximum Loan Amount |
APR4 (as low as)1 |
Estimated Monthly Payment per $1,000 |
|---|---|---|---|
|
1The “as low as” rate is reflected as follows: Subtract 0.25% for hybrid/electric vehicles. Add 1.00% for loan-to-value >80%. Add 1.25% for model years 10 years old and older. Add 1.25% for vehicles with more than 125,000 miles. 4Annual Percentage Rate (APR) reflects any prepaid finance charges and is subject to change without notice. Other restrictions may apply. Rates and financing are offered based on applicant’s credit qualifications and other |
|||
|
Term 36 months |
Maximum Loan Amount $150,000 |
APR4 (as low as)1 5.24% |
Estimated Monthly Payment per $1,000 $30.08 |
|
Term 48 months |
Maximum Loan Amount $150,000 |
APR4 (as low as)1 5.24% |
Estimated Monthly Payment per $1,000 $23.14 |
|
Term 60 months |
Maximum Loan Amount $150,000 |
APR4 (as low as)1 5.24% |
Estimated Monthly Payment per $1,000 $18.99 |
|
Term 72 months |
Maximum Loan Amount $150,000 |
APR4 (as low as)1 5.24% |
Estimated Monthly Payment per $1,000 $16.22 |
|
Term 84 months |
Maximum Loan Amount $150,000 |
APR4 (as low as)1 5.74% |
Estimated Monthly Payment per $1,000 $14.49 |
|
Term |
Maximum Loan Amount |
APR4 (as low as)2 |
Estimated Monthly Payment per $1,000 |
|---|---|---|---|
|
2The “as low as” rate is reflected as follows: Add 0.50% for loan-to-value > 80%. Add 2.00% for model years 10 years and older 4Annual Percentage Rate (APR) reflects any prepaid finance charges and is subject to change without notice. Other restrictions may apply. Rates and financing are offered based on applicant’s credit qualifications and other underwriting criteria, including but not limited to, credit and loan payment history. All loans are subject to approval. The rate assigned will be disclosed to you before you become obligated. Please contact Seattle Credit Union at 206.398.5500 or 800.334.2489 for further details. |
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|
Term 84 months |
Maximum Loan Amount $250,000 |
APR4 (as low as)2 8.49% |
Estimated Monthly Payment per $1,000 $15.84 |
|
Term 120 months |
Maximum Loan Amount $250,000 |
APR4 (as low as)2 8.99% |
Estimated Monthly Payment per $1,000 $12.67 |
|
Term 144 months |
Maximum Loan Amount $250,000 |
APR4 (as low as)2 9.49% |
Estimated Monthly Payment per $1,000 $11.67 |
|
Term 180 months |
Maximum Loan Amount $250,000 |
APR4 (as low as)2 9.99% |
Estimated Monthly Payment per $1,000 $10.75 |
|
Term |
Maximum Loan Amount |
APR4 (as low as) |
Estimated Monthly Payment per $1,000 |
|---|---|---|---|
|
4Annual Percentage Rate (APR) reflects any prepaid finance charges and is subject to change without notice. Other restrictions may apply. Rates and financing are offered based on applicant’s credit qualifications and other underwriting criteria, including but not limited to, credit and loan payment history. All loans are subject to approval. The rate assigned will be disclosed to you before you become obligated. Please contact Seattle Credit Union at 206.398.5500 or 800.334.2489 for further details. |
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|
Term 36 months |
Maximum Loan Amount $100,000 |
APR4 (as low as) 8.74% |
Estimated Monthly Payment per $1,000 $31.69 |
|
Term 48 months |
Maximum Loan Amount $100,000 |
APR4 (as low as) 8.99% |
Estimated Monthly Payment per $1,000 $24.89 |
|
Term 60 months |
Maximum Loan Amount $100,000 |
APR4 (as low as) 9.49% |
Estimated Monthly Payment per $1,000 $21.00 |
|
Term |
Maximum Loan Amount |
APR4 (as low as) |
Estimated Monthly Payment per $1,0003 |
|---|---|---|---|
|
3Estimated monthly payment based on term of 60 months. 4Annual Percentage Rate (APR) reflects any prepaid finance charges and is subject to change without notice. Other restrictions may apply. Rates and financing are offered based on applicant’s credit qualifications and other |
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|
Term Up to 60 months |
Maximum Loan Amount $40,000 |
APR4 (as low as) 10.99% |
Estimated Monthly Payment per $1,0003 $10.87 |
|
Term |
Maximum Loan Amount |
APR*, as low as |
|---|---|---|
|
Term Revolving Line of Credit |
Maximum Loan Amount $40,000 |
APR*, as low as 10.99%-24.99% |
|
Best for |
Term |
Maximum Loan Amount |
APR5 (as low as)6 |
Processing Fee |
Estimated Monthly Payment per $7258 |
|---|---|---|---|---|---|
|
5 Annual Percentage Rate (APR) and interest rate is current as of 11/19/2025. A higher FICO score may lower the rate 6 The Citizenship Express loan has a 0% option available with a processing fee of $40. 8 Estimated monthly payment based on term of 12 months. |
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|
Best for Individuals |
Term Up to 12 months |
Maximum Loan Amount $725 |
APR5 (as low as)6 9.99% |
Processing Fee $40 |
Estimated Monthly Payment per $7258 $63.71 |
|
Best for |
Term |
Loan Amount |
APR4 (as low as)7 |
Processing Fee |
Estimated Monthly Payment per $1,0009 |
|---|---|---|---|---|---|
|
4 Annual Percentage Rate (APR) reflects any prepaid finance charges and is subject to change without notice. Other restrictions may apply. Rates and financing are offered based on applicant’s credit qualifications and other underwriting criteria, including but not limited to, credit and loan payment history. All loans are subject to approval. The rate assigned will be disclosed to you before you become obligated. Please contact Seattle Credit Union at 206.398.5500 or 800.334.2489 for further details. 7 The Citizenship Plus loan has a 0% option available with a processing fee of $13 per $100 borrowed. 9 Estimated monthly payment based on term of 24 months. |
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|
Best for Multiple people or family |
Term Up to 24 months |
Loan Amount $726 – $4000 |
APR4 (as low as)7 11.99% |
Processing Fee $13 per $100 borrowed |
Estimated Monthly Payment per $1,0009 $47.05 |
|
Term |
Maximum Loan Amount |
APR as low as10 |
Estimated Monthly Payment per $1,00010 |
|---|---|---|---|
|
10 APR is Annual Percentage Rate and is current as of 11/19/2025. Rates are subject to change at any time. Rates and financing are offered based on applicant’s credit qualifications and other underwriting criteria, including but not limited to credit and loan payment history. All loans are subject to approval. The rate assigned will be disclosed to you before you become obligated. |
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|
Term Up to 30 months |
Maximum Loan Amount $1,500 |
APR as low as10 24.99% |
Estimated Monthly Payment per $1,00010 $45.14 |
|
Transaction Type |
VISA Platinum |
VISA Platinum Secured |
|---|---|---|
|
APR* – Annual Percentage Rate We will not charge You interest on purchases if You pay Your entire balance owed each How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” See Your Account Agreement for details. |
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|
Transaction Type Purchases APR* |
VISA Platinum 10.74% – 25.74% (variable) |
VISA Platinum Secured 10.74% – 25.74% (variable) |
|
Transaction Type Balance Transfers APR* |
VISA Platinum 10.74% – 25.74% (variable) |
VISA Platinum Secured 10.74% – 25.74% (variable) |
|
Transaction Type Cash Advances APR* |
VISA Platinum 10.74% – 25.74% (variable) |
VISA Platinum Secured 10.74% – 25.74% (variable) |
|
Condition |
Fee |
|---|---|
|
Condition Returned Payment |
Fee Up to $25.00 |
|
Condition Late Payment |
Fee Up to $25.00 |
|
Transaction Type |
Fee |
|---|---|
|
Transaction Type Cash Advance |
Fee 3.00% of each cash advance ($10.00 minimum) |
|
Transaction Type Balance Transfer |
Fee 6.99% of each balance transfer ($15.00 minimum) |
Home Loan Rates
Assuming a $485,000 loan, 97% Loan-to-Value (LTV) loan, 740 credit score, primary residence.
Fixed Jumbo
Assuming a $400,000 loan, 80% Loan-to-Value (LTV) loan, 740 credit score, primary residence.
Conforming ARMs
Jumbo ARMS
All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications and will vary upon your lock-in period, occupancy, loan type, credit score, purpose and loan to value and lending source. Contact a member of our mortgage home loan team for the most up-to-date rates with specific loan quote details APR=Annual Percentage Rate
Adjustable Jumbo
Fixed Jumbo
All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications and will vary upon your lock-in period, occupancy, loan type, credit score, purpose and loan to value and lending source. Contact a member of our mortgage home loan team for the most up-to-date rates with specific loan quote details APR=Annual Percentage Rate
Assuming a $1,200,000 loan, 80% Loan-to-Value (LTV) loan, 740 credit score, primary residence.
Learn more about Path to Ownership Mortgages
Assuming a $400,000 loan, 80% Loan-to-Value (LTV) loan, 740 credit score, primary residence.
Home Equity Loans
|
Term
|
LTV |
APR*, as low as |
|---|---|---|
|
APR*= Annual Percentage Rate The rates above are for Fixed Rate Owner Occupied/Second Home loans. All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications and will vary upon your lock-in period, occupancy, loan type, credit score, purpose and loan to value and lending source. Contact a member of our mortgage home loan team for the most up-to-date rates with specific loan quote details. |
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|
Term
5 years |
LTV up to 70% |
APR*, as low as 7.24% |
|
Term
|
LTV up to 80% |
APR*, as low as 7.74% |
|
Term
|
LTV up to 90% |
APR*, as low as 7.99% |
|
Term
|
LTV up to 100% |
APR*, as low as 9.49% |
|
Term
10 years |
LTV up to 70% |
APR*, as low as 7.74% |
|
Term
|
LTV up to 80% |
APR*, as low as 8.24% |
|
Term
|
LTV up to 90% |
APR*, as low as 8.49% |
|
Term
|
LTV up to 100% |
APR*, as low as 9.99% |
|
Term
15 years |
LTV up to 70% |
APR*, as low as 8.24% |
|
Term
|
LTV up to 80% |
APR*, as low as 8.74% |
|
Term
|
LTV up to 90% |
APR*, as low as 8.99% |
|
Term
|
LTV up to 100% |
APR*, as low as 10.49% |
|
Term
20 years |
LTV up to 70% |
APR*, as low as 8.74% |
|
Term
|
LTV up to 80% |
APR*, as low as 9.24% |
|
Term
|
LTV up to 90% |
APR*, as low as 9.49% |
|
Term
|
LTV up to 100% |
APR*, as low as 10.99% |
|
Term |
LTV Loan-to-Value |
APR*, as low as |
|---|---|---|
|
APR*= Annual Percentage Rate These rates apply to owner occupied and 2nd homes. All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications and will vary upon your lock-in period, occupancy, loan type, credit score, purpose and loan to value and lending source. Contact a member of our mortgage home loan team for the most up-to-date rates with specific loan quote details |
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|
Term 10 years |
LTV Loan-to-Value up to 80% |
APR*, as low as 7.25% (Equal to Prime +.50 %) |
|
Term |
LTV Loan-to-Value up to 100% |
APR*, as low as 9.25% (Equal to Prime + 2.50%) |
|
Term |
LTV Loan-to-Value |
APR*, as low as |
|---|---|---|
|
APR*= Annual Percentage Rate All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications and will vary upon your lock-in period, occupancy, loan type, credit score, purpose and loan to value and lending source. Contact a member of our mortgage home loan team for the most up-to-date rates with specific loan quote details |
||
|
Term 10 years |
LTV Loan-to-Value up to 75% |
APR*, as low as 9.25% (Equal to Prime +2.50 %) |
Business Rates
|
Interest Rate/APY* |
Interest Compounded |
Balance to Avoid Fees |
|---|---|---|
|
APY* – Annual Percentage Yield. |
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|
Interest Rate/APY* None |
Interest Compounded Not applicable — This account does not pay interest |
Balance to Avoid Fees None |
|
Balance Range |
Interest Rate |
APY* |
Interest Compounded |
Interest Credited |
|---|---|---|---|---|
|
APY* – Annual Percentage Yield. $25,000 minimum balance to avoid a monthly $30 service fees. Fees could reduce earnings. |
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|
Balance Range $0.00 – $9,999.99 |
Interest Rate 0.05% |
APY* 0.05% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $10,000.00 – $24,999.99 |
Interest Rate 0.75% |
APY* 0.75% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $25,000.00 – $49,999.99 |
Interest Rate 1.00% |
APY* 1.01% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $50,000.00 – $99,999.99 |
Interest Rate 1.25% |
APY* 1.26% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $100,000.00 – $249,999.99 |
Interest Rate 1.50% |
APY* 1.51% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $250,000.00 or greater |
Interest Rate 1.50% |
APY* 1.51% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range |
Interest Rate |
APY* |
Interest Compounded |
Interest Credited |
|---|---|---|---|---|
|
APY* – Annual Percentage Yield. Account available when qualifications for $3 million in lending has been established. |
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|
Balance Range $0.00 – $9,999.99 |
Interest Rate 0.55% |
APY* 0.55% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $10,000.00 – $24,999.99 |
Interest Rate 1.25% |
APY* 1.26% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $25,000.00 – $49,999.99 |
Interest Rate 1.50% |
APY* 1.51% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $50,000.00 – $99,999.99 |
Interest Rate 1.75% |
APY* 1.76% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $100,000.00 – $249,999.99 |
Interest Rate 2.00% |
APY* 2.02% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $250,000.00 or greater |
Interest Rate 2.00% |
APY* 2.02% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range |
Interest Rate |
APY* |
Interest Compounded |
Interest Credited |
|---|---|---|---|---|
|
APY* – Annual Percentage Yield. Interest is credit monthly to the Legal Foundation of Washington. |
||||
|
Balance Range $0.00 – $9,999.99 |
Interest Rate 0.05% |
APY* 0.05% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $10,000.00 – $24,999.99 |
Interest Rate 0.75% |
APY* 0.75% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $25,000.00 – $49,999.99 |
Interest Rate 1.00% |
APY* 1.01% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $50,000.00 – $99,999.99 |
Interest Rate 1.25% |
APY* 1.26% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $100,000.00 – $249,999.99 |
Interest Rate 1.50% |
APY* 1.51% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Balance Range $250,000.00 or greater |
Interest Rate 1.50% |
APY* 1.51% |
Interest Compounded Monthly |
Interest Credited Monthly |
|
Account Type |
Interest Rate/APY* |
APY* |
Interest Compounded & Credited |
Minimum Opening Deposit |
Balance to Avoid Fees |
Limitations |
|---|---|---|---|---|---|---|
|
See Account Disclosures section of Business Truth-in-Savings Disclosure. *APY – Annual Percentage Yield Note qualifying transactions exceeding six may be subject to a fee or account closure. Fees can reduce earnings. |
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|
Account Type Business Membership Savings |
Interest Rate/APY* 0.10% |
APY* 0.10% |
Interest Compounded & Credited Monthly |
Minimum Opening Deposit $5.00 |
Balance to Avoid Fees n/a
|
Limitations Transfer and withdrawal limitations apply. |
|
Account Type Business Subsidiary Savings |
Interest Rate/APY* 0.10% |
APY* 0.10% |
Interest Compounded & Credited Monthly |
Minimum Opening Deposit – |
Balance to Avoid Fees n/a
|
Limitations Transfer and withdrawal limitations apply. |
|
Balance |
Interest Rate |
APY* |
Minimum Opening Deposit |
Interest Compounded & Credited |
|---|---|---|---|---|
|
Balance to avoid service fee is not applicable. Account limitations apply. *See Transaction Limitation section of Truth-In-Savings Disclosure. Account transfer and withdrawal limitations apply APY* – Annual Percentage Yield. |
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|
Balance $0.00 – $999.99 |
Interest Rate 0.10% |
APY* 0.10% |
Minimum Opening Deposit – |
Interest Compounded & Credited Monthly |
|
Balance $1,000.00 – $24,999.99 |
Interest Rate 0.45% |
APY* 0.45% |
Minimum Opening Deposit – |
Interest Compounded & Credited Monthly |
|
Balance $25,000.00 – $49,999.99 |
Interest Rate 0.65% |
APY* 0.65% |
Minimum Opening Deposit – |
Interest Compounded & Credited Monthly |
|
Balance $50,000.00 – $99,999.99 |
Interest Rate 0.85% |
APY* 0.85% |
Minimum Opening Deposit – |
Interest Compounded & Credited Monthly |
|
Balance $100,000.00.- $149,999.99 |
Interest Rate 1.05% |
APY* 1.06% |
Minimum Opening Deposit – |
Interest Compounded & Credited Monthly |
|
Balance $150,000.00 or greater |
Interest Rate 1.15% |
APY* 1.16% |
Minimum Opening Deposit – |
Interest Compounded & Credited Monthly |
|
Term |
Interest Rate |
APY* |
Rate Type |
Minimum Opening Deposit |
Interest Compounded |
Interest Credited |
Bump Option |
|---|---|---|---|---|---|---|---|
|
APY* = Annual Percentage Yield Fees may reduce earnings. There may be a fee imposed for early withdrawal. See Transaction Limitation section of Truth-In-Savings Disclosure. Renewal is automatic, unless designated. Additional deposits are not allowed. |
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|
Term 6 month |
Interest Rate 3.20% |
APY* 3.25% |
Rate Type Fixed |
Minimum Opening Deposit $1,000.00 |
Interest Compounded Daily |
Interest Credited Monthly |
Bump Option Not Eligible |
|
Term 1 year |
Interest Rate 3.20% |
APY* 3.25% |
Rate Type Fixed |
Minimum Opening Deposit $1,000.00 |
Interest Compounded Daily |
Interest Credited Monthly |
Bump Option Not Eligible |
|
Term 2 year |
Interest Rate 3.25% |
APY* 3.30% |
Rate Type Variable -Member has discretion |
Minimum Opening Deposit $1,000.00 |
Interest Compounded Daily |
Interest Credited Monthly |
Bump Option Eligible |
|
Term 3 year |
Interest Rate 3.25% |
APY* 3.30% |
Rate Type Variable -Member has discretion |
Minimum Opening Deposit $1,000.00 |
Interest Compounded Daily |
Interest Credited Monthly |
Bump Option Eligible |
|
Term 4 year |
Interest Rate 2.40% |
APY* 2.43% |
Rate Type Variable -Member has discretion |
Minimum Opening Deposit $1,000.00 |
Interest Compounded Daily |
Interest Credited Monthly |
Bump Option Eligible |
|
Term 5 year |
Interest Rate 2.40% |
APY* 2.43% |
Rate Type Variable -Member has discretion |
Minimum Opening Deposit $1,000.00 |
Interest Compounded Daily |
Interest Credited Monthly |
Bump Option Eligible |
|
Term |
Interest Rate |
APY* |
Rate Type |
Minimum Opening Deposit |
Interest Compounded |
Interest Credited |
Bump Option |
|---|---|---|---|---|---|---|---|
|
APY* = Annual Percentage Yield Fees may reduce earnings. There may be a fee imposed for early withdrawal. See Transaction Limitation section of Truth-In-Savings Disclosure. Renewal is automatic, unless designated. No additional deposit during the term of the certificate. See Transaction Limitation section of Truth-In-Savings Disclosure. |
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|
Term 6 month |
Interest Rate 3.35% |
APY* 3.41% |
Rate Type Fixed |
Minimum Opening Deposit $50,000.00 |
Interest Compounded Daily |
Interest Credited Monthly |
Bump Option Not Eligible |
|
Term 1 year |
Interest Rate 3.40% |
APY* 3.46% |
Rate Type Fixed |
Minimum Opening Deposit $50,000.00 |
Interest Compounded Daily |
Interest Credited Monthly |
Bump Option Not Eligible |
|
Term 2 year |
Interest Rate 3.44% |
APY* 3.50% |
Rate Type Variable -Member has discretion |
Minimum Opening Deposit $50,000.00 |
Interest Compounded Daily |
Interest Credited Monthly |
Bump Option Eligible |
|
Term 3 year |
Interest Rate 3.44% |
APY* 3.50% |
Rate Type Variable -Member has discretion |
Minimum Opening Deposit $50,000.00 |
Interest Compounded Daily |
Interest Credited Monthly |
Bump Option Eligible |
|
Term 4 year |
Interest Rate 2.60% |
APY* 2.63% |
Rate Type Variable -Member has discretion |
Minimum Opening Deposit $50,000.00 |
Interest Compounded Daily |
Interest Credited Monthly |
Bump Option Eligible |
|
Term 5 year |
Interest Rate 2.60% |
APY* 2.63% |
Rate Type Variable -Member has discretion |
Minimum Opening Deposit $50,000.00 |
Interest Compounded Daily |
Interest Credited Monthly |
Bump Option Eligible |
Disclosures
-
1 The “as low as” rate is reflected as follows: Subtract 0.25% for hybrid/electric vehicles. Add 0.25% for loan-to-value > 80%. Add 1.25% for model years 10 years old and older. Add 1.25% for vehicles with more than 125,000 miles.
2 The “as low as” rate is reflected as follows: Add 0.50% for loan-to-value > 80%. Add 2.00% for model years 10 years and older.
3 Estimated monthly payment based on a term of 60 months.
4 Annual Percentage Rate (APR) reflects any prepaid finance charges and is subject to change without notice. Other restrictions may apply. Rates and financing are offered based on applicant’s credit qualifications and other underwriting criteria, including but not limited to, credit and loan payment history. All loans are subject to approval. The rate assigned will be disclosed to you before you become obligated. Please contact Seattle Credit Union at 206.398.5500 or 800.334.2489 for further details.
5 Annual Percentage Rate (APR) and interest rate is current as of 4/22/2024. A higher FICO score may lower the rate offered. Assuming you open a Citizenship Plus loan that is $4,000 with a term of 24 months and APR of 11.99%, your estimated monthly payment is $188.00. The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, and other factors.
6 The Citizenship Express loan has a 0% option available with a processing fee of $40.
7 The Citizenship Plus loan has a 0% option available with a processing fee of $13 per $100 borrowed.
8 Estimated monthly payment based on a term of 12 months.
9 Estimated monthly payment based on a term of 24 months.
10 APR is Annual Percentage Rate and is current as of 4/22/2024. Rates are subject to change at any time. Rates and financing are offered based on applicant’s credit qualifications and other underwriting criteria, including but not limited to credit and loan payment history. All loans are subject to approval. The rate assigned will be disclosed to you before you become obligated.
11 APR is Annual Percentage Rate and is current as of 4/22/2024. All loans have a fixed term of 12 months. Rates are subject to change at any time. Rates and financing are offered based on applicant’s credit qualifications and other underwriting criteria, including but not limited to credit and loan payment history. All loans are subject to approval. The rate assigned will be disclosed to you before you become obligated.