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We’re Here to Help You Grow

Supporting You From the Ground Up

From our roots to our branches, we’re about banking for all Washingtonians–uplifting every part of our community with each transaction. Plus, the perks of being a member are pretty great.

Banking Made Simple

Manage your money anytime, anywhere with secure online and mobile banking.

Access Cash, Anytime

Tap into a nationwide network of 30,000+ fee-free ATMs through our CO-OP partnership.

Friendly Faces, Local Service

Visit one of our branches for fast, personalized support from a team that cares.

Your Goals, Your Banking

Get financial solutions and expert guidance designed to help you thrive and grow.

Member Benefits

You get more than just an account with us. Benefits include special offers, products, and resources.

What Type of Account Would You Like to Open?

You can open a Seattle Credit Union account by applying for a checking or savings account or by applying for a loan or credit card.

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Feel Good Checking + Savings

When you open a free Feel Good Checking account, we donate $20 to support a non-profit organization right here in Washington.

See all checking account options.

Youth Checking + Savings

Seattle Credit Union offers youth checking and savings accounts designed to help kids start strong, save more, and spend wisely.

Visa Credit Card

The Seattle Credit Union Visa credit card has all of the features of the big cards but at a price you’d expect from a local, not-for-profit credit union.

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Vehicle Loan

Competitive rates, personalized terms, and quick approvals whether you’re buying new, used, or refinancing.

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Line of Credit

Tackle unexpected expenses or seize new opportunities with a revolving line of credit.

couple playing with a child in their living room.

Home Loan

Find your dream home with a loan built for you. Our experts make the home buying process simple and stress-free.

What sets Seattle Credit Union apart?

At Seattle Credit Union, we believe banking should be accessible, supportive, and tailored for everyone.

Financial growth should come naturally–we’re here to help it flourish.

From savings plans to financial education, we provide the tools and guidance to help you build a secure future with confidence.

Every transaction is a seed of change for Washington’s underserved communities.

Your membership fuels initiatives that support financial equity, affordable housing, and small business growth in communities that need it most.

We’re stronger together—our banking supports every journey.

As a member-owned institution, we prioritize people over profit, fostering connections that empower individuals and strengthen our community.

Who can join

We make becoming a member easy. You’re eligible to join if you meet any of the following criteria:

You live, work, worship or attend school in the State of Washington.

You’re an immediate family member to a current Seattle Credit Union member.

You work for one of our Community Partners.

What Do I Need To Apply?
All you need to sign up for membership is the following:

Proof of eligibility, as listed as above.
Your Social Security number (SSN) or Individual Tax Identification Number (ITIN).
A Government Issued ID, such as Driver’s License, Passport, State or Military ID.

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Seattle Credit Union vs. Banks

As a credit union, we recognize your unique goals and understand what it takes to get you there.

Type of organization

Type of organization
Who can join

Who can join
Invested in

Invested in
Deposits federally insured

Deposits federally insured
Governance

Governance
Interactions with financial institutions

Interactions with financial institutions

Seattle Credit Union

Type of organization

Not-for-profit – Fewer fees, better rates

As a not-for-profit financial cooperative, we return our profits to our members in the form of better rates, lower fees, and better service.
Who can join

Members

Seattle’s membership is open to anyone who lives or works in our field of membership, including the family of eligible members.
Invested in

Community members

We serve the needs of our membership and community by investing our non-interest income and interest from loans to local organizations working to make a difference.
Deposits federally insured

NCUA insured ($250k)

Your deposits are insured by the National Credit Union Administration (NCUA) and are backed by the faith and credit of the United States Government.
Governance

Member owned

Each member can exercise their voting rights to fill seats on the Board of Directors. The directors advocate for membership.
Interactions with financial institutions

Cooperative

Credit unions are financial cooperatives. That means we work together toward one common goal- helping our members prosper.

Traditional Banks

Type of organization

For-profit – More fees, worse rates

Traditional banking institutions primarily focus on generating profits for their shareholders with no added benefits to their customers.
Who can join

Customers

You cannot join a bank, but anyone can be a customer.
Invested in

Generating revenue

Banks use the income they generate from fees, interest, business accounts, and investments to increase their shareholders’ earnings.
Deposits federally insured

FDIC insured ($250k)

At a bank, your deposits are insured by the Federal Deposit Insurance Corporation and are backed by the full faith of the United States Government.
Governance

Stakeholder owned

Banks are governed by their shareholders. Voting rights depend on the number of shares you own leaving regular customers out of decisions.
Interactions with financial institutions

Competitive

Banks are competitive. They compete with one another for your business and see you only as a number.

Disclosures

1) For best results, please do not use a Virtual Private Network (VPN) during the application.