My Member Benefits
Perks to banking with us.
Make the most of your membership
Our roots are firmly planted in Seattle since 1933. Since this time, Seattle Credit Union has grown and expanded to proudly serve all Washingtonians. Where every transaction contributes to real, lasting change—supporting and strengthening vulnerable communities across our great state.
Core Member Benefits
Member Referral Program
You and your friend both receive a $100 Thank You Bonus1 when they become a member.
Credit Card With Great Deals
Your Seattle Credit Union Visa® credit card boasts rates as low as 11.24% APR, no annual fee, and rewards.
Robust Mortgage Center
Members can work with our experts who make sure you get the right home loan for your first home or refinancing.
Worldwide Surcharge-Free ATMs
Use any of the 30,000 U.S. ATMs with no fee.
Auto Loan Services
Member Owned
As a member, you can have a say in how things are run. Yearly applications are accepted for our Board of Directors and Audit Committee.
Lightning Loans
Get money quickly deposited into your account.
Free Financial Resources
Access free financial education, resources, coaching, and access to attorneys through BALANCE.
Seattle Credit Union vs. Banks
As a credit union, we recognize your unique goals and understand what it takes to get you there.
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Type of organization
Type of organization
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Who can join
Who can join
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Invested in
Invested in
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Deposits federally insured
Deposits federally insured
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Governance
Governance
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Interactions with financial institutions
Interactions with financial institutions
Member Insurance Benefits
As a Seattle CU member, you have access to The Family Security Plan®, where you can get high-quality and affordable insurance benefits that fit your lifestyle and budget.
Whole Life Insurance
Secure your family’s future with permanent protection that never expires. Should you need cash for any purpose, you may borrow against the cash value in your life insurance policy.
Term Life Insurance
If your family is faced with the loss of you and your income, ease the financial burden with protection at an affordable price for a specific length of time.
Disability Income Insurance
In the event that you are unable to work due to a disabling injury or illness this is a convenient, affordable way to ensure you have income.
Critical Illness Insurance
Focus on getting better with a lump sum benefit paid directly to you upon the first diagnosis of a covered critical illness2
Accident Insurance
Handle the medical and out of pocket costs that add up after a covered accidental injury with this benefit.
Learn more about The Family Security Plan® programs
Additional Insurance Benefits
TruStage® offers life insurance, an auto and home insurance program, and a health insurance program through the TruStage Insurance Agency. With a commitment to dependability and service-first philosophy, we’ve earned the confidence of thousands of credit unions and more than 16 million families.
TruStage AD&D Coverage
If a serious accident occurs, AD&D could help your family in its time of need. It can be an affordable supplement to any life insurance you may have and features unique built-in benefits:
- Acceptance is guaranteed. No one will ask you health questions or expect you to submit to a medical exam. If you’re a Seattle Credit Union member over the age of 18, you can’t be turned down.
- Your coverage cannot be canceled as long as your premiums are paid and you remain a member of Seattle Credit Union.
- There’s a realistic inflation protection benefit. Every two years, on the anniversary of your coverage, additional coverage will be increased 5% at no added cost to you. Over the years, you can get up to a 25% increase maximum.
TruStage Auto Insurance
You work hard for your money and even harder to keep your budget on track. So why spend too much on auto insurance—maybe hundreds of dollars too much? TruStage offers a powerful mix of savings and popular, member-friendly benefits:
- Credit union members could save hundreds*
- Nationally recognized companies
- Friendly, 24/7 service—even on holidays
- Discounts for multiple vehicles, good driving and more**
- Mobile app for easy claims
TruStage Home Insurance
The TruStage™ Home Insurance Program helps you protect your home—and everything in it—with coverage designed to fit your budget for credit union members. TruStage gives credit union members access to coverage underwritten by Liberty Mutual Insurance®—along with these popular benefits:**
- Potential savings for Seattle Credit Union members
- Discounts for multiple policies
- 24/7 claims, even on holidays
- Inflation protection
- Temporary housing assistance when you need it
Become a Seattle CU member today
Anyone who lives in Washington is eligible to join.
Disclosures
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1$100 REFERRAL RULES AND ELIGIBILITY DISCLOSURE
1) Eligibility
a) Referring and Referred Member must, at the time of the referral:
i) Referring member be (person or business) in good standing with the credit union at the time of referral (account cannot be overdrawn, etc.)
ii) Be at least 18 years old at the time of referral
b) Referred Member must:
i) Apply for and be accepted for Seattle Credit Union membership
ii) Open a checking account and engage in at least two (2) of three (3) the following within a “90-day engagement period”: 1) set up a minimum $500 monthly direct deposit; 2) sign up for eStatements; or 3) complete 10 transactions a month
iii) Be a new member and cannot be a Seattle Credit Union member in the last twelve (12) months
iv) Be a full member and main signer on accounts, not a “joint member”
2) Commitment
a) For each qualifying Member Referral, the Referring Member will receive a $100 “Referral Bonus”, and the new Referred Member will receive a $100 “Welcome Bonus.”
b) The Referral Bonus will be posted to the Referring Member’s membership savings account within thirty (30) business days of completion of the 90-day engagement period.
c) Welcome Bonus will be posted to the new Referred Member’s membership savings account within thirty (30) business days of the completion of the 90-day engagement period.
d) “Referral” and “Welcome bonuses” during a calendar year totaling $600 or more are reported on Form 1099-MISC.
3) Exclusions and Restrictions
a) All new accounts are subject to Seattle Credit Union standard Membership Agreement terms and conditions
b) Seattle Credit Union reserves the right to cancel or amend the terms of the Member Referral Program at any time and without notice.
4) Questions about the Member Referral Program
a) Call 800-334-2489 toll free.
b) Contact us by using the contact form on the “Contact” page of seattlecu.com. Do not include any personal or financial information, such as your account number or social security number in our contact form.2 Covered critical illnesses are defined in the policy.
Family Security Plan (FSP) insurance products are made available through Schmitt-Sussman Enterprises, Inc. (dba PFP). The FSP insurance products offered are not deposits, are not federally insured, and are not sold or guaranteed by Seattle Credit Union. PFP’s principle place of business is 34 Prindle Hill Road, Orange, CT 06477. For details, contact a FSP Representative at 855.789.4976. The products are underwritten by insurance carriers, Security Mutual Life Insurance Company of New York (NAIC #68772) and Combined Insurance Company of America (NAIC #62146). PFP is not an owner or subsidairy of Seattle Credit Union.
TruStage life insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and Home Insurance Program is issued by leading insurance companies. The insurance offered is not a deposit and is not federally insured, sold or guaranteed by any depository institution. Product features may vary and may not be available in all states.
Like other insurance, TruStage life insurance policies contain specific limitations, exclusions, termination provisions and requirements for keeping them in force. Please contact us for complete details. TruStage is not an owner or subsidiary of Seattle Credit Union. Certain restrictions apply. Offers subject to change without notice.
*Savings validated by survey of participating new customers who switched to a Liberty Mutual policy between 10/2021 and 09/2022 with self-reported comparable coverage from their prior carrier. Savings may vary.
** Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
Auto and Home Insurance Products are issued by Liberty Mutual Insurance Company, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Liberty Mutual Copyright 2023. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. © TruStage