Certificates of Deposit

Rates that go the distance

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Stability, growth, and peace of mind.

Certificates of Deposit let you lock in great rates today and watch your savings flourish.

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Competitive Rates

Lock in some of our best rates to let your savings rise like the Cascades.

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Reliable Growth

Lock in your rate, enjoy the view—your earnings are certain.

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Variety of Terms

Set your course—select the term and rate from the large variety we offer.

Steady. Loyal. Rewarding.

New Season, New Rate, New Growth: 3.70% APY*

Some things are better when they’re steady and loyal. Let your savings settle into a CD option you can count on.

  • 3.70% APY*
  • 11-month term
  • $1,000 minimum deposit
  • New money required1
  • Limited-time offer
Open a CD
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*APY=Annual Percentage Yield. 3.70% APY is effective as of 4/1/2026 and is subject to change without notice. A minimum deposit of $1,000 is required to open a CD. Early withdrawal limitations, penalties and/or fees may apply and may reduce earnings.

1New Money is defined as money that has not been previously on deposit with the credit union over the past 30 days at the time the certificate is opened. The Credit Union may adjust a certificate of deposit to the closest rate or term available if the new money criteria is not met when a certificate is opened. Business accounts are not eligible for the promotion.

Today’s Certificate Rates

Special 11 Month New Money** CD

Term

Rate

APY* 

Bump Option

*APY= Annual Percentage Yield. $1,000 minimum deposit to open a New Money** CD. New Money** is defined as money that has not been previously on deposit with the credit union over the past 30 days at the time the certificate is opened. The Credit Union may adjust a certificate of deposit to the closest rate or term available if the new money criteria is not met when a certificate is opened. All rates are subject to change without notice. A penalty may be imposed for early withdrawal, which could reduce earnings. See Certificate Disclosure for complete details.

Term

11 Months

Rate

3.63% 

APY* 

3.70%

Bump Option

n/a

Certificates

Term

Rate

APY*

Bump Option

Effective as of April 23rd, 2026. $1,000 minimum deposit to open a CD. All rates are subject to change without notice.

APY* – Annual Percentage Yield. Early withdrawal penalty will reduce earnings on the account. Your account will automatically renew as stated on your Truth-in-Savings Disclosure, Account Receipt, or Renewal Notice.

Our Bump Eligible certificates allow members to choose once during the term of the certificate to “bump” their rate, you may request that the rate be increased to the current offered rate of certificates of deposit of the same term length.

Term

6 month

Rate

3.20%

APY*

3.25%

Bump Option

Not Eligible

Term

1 year

Rate

3.20%

APY*

3.25%

Bump Option

Not Eligible

Term

2 year

Rate

3.25%

APY*

3.30%

Bump Option

Eligible

Term

3 year

Rate

3.25%

APY*

3.30%

Bump Option

Eligible

Term

4 year

Rate

2.40%

APY*

2.43%

Bump Option

Eligible

Term

5 year

Rate

2.40%

APY*

2.43%

Bump Option

Eligible

Jumbo Certificates of Deposit

Term

Rate

APY*

Bump Option

Effective as of April 23rd, 2026. $50,000 minimum deposit to open a Jumbo CD. All rates are subject to change without notice. APY* – Annual Percentage Yield. Early withdrawal penalty will reduce earnings on the account. Your account will automatically renew as stated on your Truth-in-Savings Disclosure, Account Receipt, or Renewal Notice.

Our Bump Eligible certificates allow members to choose once during the term of the certificate to “bump” their rate, you may request that the rate be increased to the current offered rate of certificates of deposit of the same term length.

Term

6 month

Rate

3.35%

APY*

3.41%

Bump Option

Not Eligible

Term

1 year

Rate

3.40%

APY*

3.46%

Bump Option

Not Eligible

Term

2 year

Rate

3.44%

APY*

3.50%

Bump Option

Eligible

Term

3 year

Rate

3.44%

APY*

3.50%

Bump Option

Eligible

Term

4 year

Rate

2.60%

APY*

2.63%

Bump Option

Eligible

Term

5 year

Rate

2.60%

APY*

2.63%

Bump Option

Eligible

Open Your CD

You can quickly apply online or speak to one of our friendly branch representatives who can help you figure our which CD is right for you.

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1-800-334-2489

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