Debt Consolidation Counseling
Manage your debt like a pro.
Consolidate to Conquer Your Debt
Simplify your finances
Combine multiple debts into one easy monthly payment.
Reach your Goals
A structured plan can help you pay off debt more efficiently.
Build your score
On-time payments and reduced balances help improve credit.
Free expert advice
Get budgeting and debt support from certified counselors—just for members.
Pay off your debt sooner by consolidating them in one place
Different types of debt require different tools for consolidation. Here are three common solutions we see, that we can help you with.
Unsecured Loans
Great for consolidating credit cards, department store charge cards, loans with finance companies, and anything where the balances are low and the interest rates are relatively high.
Credit Card Balance Transfers
Transfer high-interest debt to a lower-rate credit card. Our credit cards have rates as low as 11.24% APR. Compare that to your other debt and see how much you could save.
Home Equity Loans
Best for larger balances with longer payment terms (such as high-rate auto loans and student debt) and outstanding unsecured debt. The longer terms and lower rates of most home equity loans result in significantly lower payments.
Free Financial Counseling for Members
Struggling with debt, credit issues, or just need help managing your money? Seattle Credit Union has partnered with BALANCE to offer you free, confidential financial counseling.
Our members can can get expert guidance on:
- Credit problems
- Money management
- Debt management
- Housing and foreclosure prevention
Connect With Financial Counseling Resources
Certified counselors are available by phone:
Monday-Thursday 5 a.m. – 8 p.m. PST
Friday 5 a.m.-5 p.m. PST
Saturday 8 a.m. – 5 p.m. PST.
Disclosures
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1Seattle Credit Union is not a tax adviser and does not provide tax advice. Consult a licensed tax professional to determine whether you are able to deduct interest paid on equity loans based on your unique situation.