Citizenship Loans
We’ll help you achieve the American Dream.
Finance Your Path to US Citizenship
Your path to citizenship may be easier with one of our Citizenship Loan Options.
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Best for |
Term |
Maximum Loan Amount |
APR5 (as low as)6 |
Estimated Monthly Payment |
|---|---|---|---|---|
|
5APR=Annual Percentage Rate. APR and interest rates are current as of August 8th, 2026. A higher FICO score may lower the rate offered. Assuming you open a Citizenship Express loan that is $760 with a term of 12 months and APR of 9.99%, your estimated monthly payment is $66.67. The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, and other factors. 6The Citizenship Express loan has a 0% option available with a processing fee of $40. |
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Best for Individuals |
Term Up to 12 months |
Maximum Loan Amount $760 |
APR5 (as low as)6 9.99% |
Estimated Monthly Payment $66.67 |
|
Best for |
Term |
Maximum Loan Amount |
APR5 (as low as)7 |
Estimated Monthly Payment |
|---|---|---|---|---|
|
5APR=Annual Percentage Rate. APR and interest rates are current as of August 8th, 2026. A higher FICO score may lower the rate offered. Assuming you open a Citizenship Plus loan that is $4,000 with a term of 24 months and APR of 11.99%, your estimated monthly payment is $188.00. The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, and other factors. 7The Citizenship Plus loan has a 0% option available with a processing fee of $13 per $100 borrowed. |
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|
Best for Multiple people or family |
Term Up to 24 months |
Maximum Loan Amount $4,000 |
APR5 (as low as)7 11.99% |
Estimated Monthly Payment $188.00 |
Are You Eligible?
Applicants must:
- Have a valid ITIN.
- Be 18 years or older to apply.
- Must qualify for membership or be an existing member in good standing. Membership is open to anyone who lives or works in the state of Washington or any person related to a current member through marriage, domestic partnership, or adoption.
- Our loan options do not require proof of income.
- All Citizenship Loans are subject to Seattle Credit Union credit underwriting
Loan Purpose must:
- Passport fees: first-time applications, renewals, changes, and/or additional services.
- DACA, Deferred Action for Childhood Arrival, Fees
- TPS, Temporary Protected Status, Fees
Get Started on Your Citizenship Loan Application
Make an appointment for your visit here.