Citizenship Loans
We’ll help you achieve the American Dream.
Finance Your Path to US Citizenship
Your path to citizenship may be easier with one of our Citizenship Loan Options.
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Best for |
Term |
Maximum Loan Amount |
APR5 (as low as)6 |
Processing Fee |
Estimated Monthly Payment per $7258 |
|---|---|---|---|---|---|
|
5 Annual Percentage Rate (APR) and interest rate is current as of 11/19/2025. A higher FICO score may lower the rate 6 The Citizenship Express loan has a 0% option available with a processing fee of $40. 8 Estimated monthly payment based on term of 12 months. |
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Best for Individuals |
Term Up to 12 months |
Maximum Loan Amount $725 |
APR5 (as low as)6 9.99% |
Processing Fee $40 |
Estimated Monthly Payment per $7258 $63.71 |
|
Best for |
Term |
Loan Amount |
APR4 (as low as)7 |
Processing Fee |
Estimated Monthly Payment per $1,0009 |
|---|---|---|---|---|---|
|
4 Annual Percentage Rate (APR) reflects any prepaid finance charges and is subject to change without notice. Other restrictions may apply. Rates and financing are offered based on applicant’s credit qualifications and other underwriting criteria, including but not limited to, credit and loan payment history. All loans are subject to approval. The rate assigned will be disclosed to you before you become obligated. Please contact Seattle Credit Union at 206.398.5500 or 800.334.2489 for further details. 7 The Citizenship Plus loan has a 0% option available with a processing fee of $13 per $100 borrowed. 9 Estimated monthly payment based on term of 24 months. |
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|
Best for Multiple people or family |
Term Up to 24 months |
Loan Amount $726 – $4000 |
APR4 (as low as)7 11.99% |
Processing Fee $13 per $100 borrowed |
Estimated Monthly Payment per $1,0009 $47.05 |
Are You Eligible?
Applicants must:
- Have a valid ITIN.
- Be 18 years or older to apply.
- Must qualify for membership or be an existing member in good standing. Membership is open to anyone who lives or works in the state of Washington or any person related to a current member through marriage, domestic partnership, or adoption.
- Our loan options do not require proof of income.
- All Citizenship Loans are subject to Seattle Credit Union credit underwriting
Loan Purpose must:
- Passport fees: first-time applications, renewals, changes, and/or additional services.
- DACA, Deferred Action for Childhood Arrival, Fees
- TPS, Temporary Protected Status, Fees
Get Started on Your Citizenship Loan Application
Make an appointment for your visit here.