Certificates of Deposit

Rates that go the distance

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Stability, growth, and peace of mind.

Certificates of Deposit let you lock in great rates today and watch your savings flourish.

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Competitive Rates

Lock in some of our best rates to let your savings rise like the Cascades.

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Reliable Growth

Lock in your rate, enjoy the view—your earnings are certain.

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Variety of Terms

Set your course—select the term and rate from the large variety we offer.

Today’s Certificate Rates

Certificates

Term

Rate

APY*

Bump Option

Effective as of June 22nd, 2026. $1,000 minimum deposit to open a CD. All rates are subject to change without notice.

APY* – Annual Percentage Yield. Early withdrawal penalty will reduce earnings on the account. Your account will automatically renew as stated on your Truth-in-Savings Disclosure, Account Receipt, or Renewal Notice.

Our Bump Eligible certificates allow members to choose once during the term of the certificate to “bump” their rate, you may request that the rate be increased to the current offered rate of certificates of deposit of the same term length.

Term

6 month

Rate

3.34%

APY*

3.40%

Bump Option

Not Eligible

Term

1 year

Rate

3.39%

APY*

3.45%

Bump Option

Not Eligible

Term

2 year

Rate

3.39%

APY*

3.45%

Bump Option

Eligible

Term

3 year

Rate

3.25%

APY*

3.30%

Bump Option

Eligible

Term

4 year

Rate

3.25%

APY*

3.30%

Bump Option

Eligible

Term

5 year

Rate

3.25%

APY*

3.30%

Bump Option

Eligible

Jumbo Certificates of Deposit

Term

Rate

APY*

Bump Option

Effective as of June 22nd, 2026. $50,000 minimum deposit to open a Jumbo CD. All rates are subject to change without notice. APY* – Annual Percentage Yield. Early withdrawal penalty will reduce earnings on the account. Your account will automatically renew as stated on your Truth-in-Savings Disclosure, Account Receipt, or Renewal Notice.

Our Bump Eligible certificates allow members to choose once during the term of the certificate to “bump” their rate, you may request that the rate be increased to the current offered rate of certificates of deposit of the same term length.

Term

6 month

Rate

3.54%

APY*

3.60%

Bump Option

Not Eligible

Term

1 year

Rate

3.63%

APY*

3.70%

Bump Option

Not Eligible

Term

2 year

Rate

3.63%

APY*

3.70%

Bump Option

Eligible

Term

3 year

Rate

3.44%

APY*

3.50%

Bump Option

Eligible

Term

4 year

Rate

3.44%

APY*

3.50%

Bump Option

Eligible

Term

5 year

Rate

3.44%

APY*

3.50%

Bump Option

Eligible

Open Your CD

You can quickly apply online or speak to one of our friendly branch representatives who can help you figure our which CD is right for you.

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1-800-334-2489