Auto Loans
Get moving with rates as low as 5.24% APR*
Chart Your Path
Whether you are buying or refinancing a car, we can help you find the sweet spot where your loan, vehicle, and support never get in the way of enjoying the ride.
No payments for 60 days
You don’t have to make your first loan payment for up to 60 days on your auto loan.*
Competitive Rates
APR* s as low as 5.24%. A variety of rates and terms are available to align with your needs.
Green loan discount
If you’re considering an electric or hybrid vehicle, you get an extra 0.25% discount.
Add loan protection
Discover options to keep your car and loan running smoothly.
Local Experts
Local decision-makers with deep expertise in our local market.
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Term |
Maximum Loan Amount |
APR4 (as low as)1 |
Estimated Monthly Payment per $1,000 |
|---|---|---|---|
|
1The “as low as” rate is reflected as follows: Subtract 0.25% for hybrid/electric vehicles. Add 1.00% for loan-to-value >80%. Add 1.25% for model years 10 years old and older. Add 1.25% for vehicles with more than 125,000 miles. 4APR = Annual Percentage Rate. Rate effective March 6th, 2026, and subject to change without notice. APR can vary based on creditworthiness and terms of the loan. Rate displayed is based on an auto loan with a term of 72 months or less, an 80% LTV, and a vehicle less than 10 years old with fewer than 125,000 miles at the time of financing. Loan subject to credit approval and other restrictions may apply. The rate assigned will be disclosed to you before you become obligated. Please contact Seattle Credit Union at 206.398.5500 or 800.334.2489 for further details. |
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Term 36 months |
Maximum Loan Amount $150,000 |
APR4 (as low as)1 5.24% |
Estimated Monthly Payment per $1,000 $30.08 |
|
Term 48 months |
Maximum Loan Amount $150,000 |
APR4 (as low as)1 5.24% |
Estimated Monthly Payment per $1,000 $23.14 |
|
Term 60 months |
Maximum Loan Amount $150,000 |
APR4 (as low as)1 5.24% |
Estimated Monthly Payment per $1,000 $18.99 |
|
Term 72 months |
Maximum Loan Amount $150,000 |
APR4 (as low as)1 5.24% |
Estimated Monthly Payment per $1,000 $16.22 |
|
Term 84 months |
Maximum Loan Amount $150,000 |
APR4 (as low as)1 5.74% |
Estimated Monthly Payment per $1,000 $14.49 |
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We Are Committed to Helping You—No Matter Your Starting Point
Proudly Serving All Washingtonians
Where every transaction contributes to real, lasting change—supporting and strengthening vulnerable communities across our great state.
Certified to Help You Own
As a Community Development Financial Institution (CDFI), we are certified to help all Washingtonians buy a vehicle in more ways than the average credit union. Start your application to see if you qualify.
Apply With SSN or ITIN
Whether you have a Social Security Number (SSN) or an Individual Tax Identification Number (ITIN), we offer the same great products with competitive rates and fewer fees than you’ll find at most dealerships or banks.
Disclosures
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*APR = Annual Percentage Rate. Rate effective March 6th, 2026, and subject to change without notice. APR can vary based on creditworthiness and terms of the loan. Rate displayed is based on an auto loan with a term of 72 months or less, an 80% LTV, and a vehicle less than 10 years old with fewer than 125,000 miles at the time of financing. Loan subject to credit approval and other restrictions may apply.