1. Vehicle Loans
  2. Auto Loans

Auto Loans

Get moving with rates as low as 5.24% APR*

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Chart Your Path

Whether you are buying or refinancing a car, we can help you find the sweet spot where your loan, vehicle, and support never get in the way of enjoying the ride.

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No payments for 60 days

You don’t have to make your first loan payment for up to 60 days on your auto loan.*

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Competitive Rates

APR* s as low as 5.24%. A variety of rates and terms are available to align with your needs.

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Green loan discount

If you’re considering an electric or hybrid vehicle, you get an extra 0.25% discount.

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Add loan protection

Discover options to keep your car and loan running smoothly.

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Local Experts

Local decision-makers with deep expertise in our local market.

Auto & Motorcycle Loans (New or Used, Models 10 Years and Newer)

Term

Maximum Loan Amount

APR4 (as low as)1

Estimated Monthly Payment per $1,000

1The “as low as” rate is reflected as follows: Subtract 0.25% for hybrid/electric vehicles. Add 1.00% for loan-to-value >80%. Add 1.25% for model years 10 years old and older. Add 1.25% for vehicles with more than 125,000 miles.

4Annual Percentage Rate (APR) reflects any prepaid finance charges and is subject to change without notice. Other restrictions may apply. Rates and financing are offered based on applicant’s credit qualifications and other
underwriting criteria, including but not limited to, credit and loan payment history. All loans are subject to approval. The rate assigned will be disclosed to you before you become obligated. Please contact Seattle Credit Union at 206.398.5500 or 800.334.2489 for further details.

Term

36 months

Maximum Loan Amount

$150,000

APR4 (as low as)1

5.24%

Estimated Monthly Payment per $1,000

$30.08

Term

48 months

Maximum Loan Amount

$150,000

APR4 (as low as)1

5.24%

Estimated Monthly Payment per $1,000

$23.14

Term

60 months

Maximum Loan Amount

$150,000

APR4 (as low as)1

5.24%

Estimated Monthly Payment per $1,000

$18.99

Term

72 months

Maximum Loan Amount

$150,000

APR4 (as low as)1

5.24%

Estimated Monthly Payment per $1,000

$16.22

Term

84 months

Maximum Loan Amount

$150,000

APR4 (as low as)1

5.74%

Estimated Monthly Payment per $1,000

$14.49

Easy and Fast Approvals

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We Are Committed to Helping You—No Matter Your Starting Point

Proudly Serving All Washingtonians

Where every transaction contributes to real, lasting change—supporting and strengthening vulnerable communities across our great state.

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Certified to Help You Own

As a Community Development Financial Institution (CDFI), we are certified to help all Washingtonians buy a vehicle in more ways than the average credit union. Start your application to see if you qualify.

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Apply With SSN or ITIN

Whether you have a Social Security Number (SSN) or an Individual Tax Identification Number (ITIN), we offer the same great products with competitive rates and fewer fees than you’ll find at most dealerships or banks.

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Disclosures

*APR= Annual Percentage Rate. Interest will accrue from contract date. Rates, terms and conditions are subject to change.