Rewards Credit Card
Grow your Rewards with every purchase.
Choose Your Own Adventure
Possibilities and opportunities await. Whether you use your card for the day-to-day transactions or you are busy planning your next adventure, when you use your Platinum Rewards Visa Credit Card you get the added bonus of reward points.
Our Rewards Card Offers
Earn Cash Back & Rewards
Earn points for every purchase and unlock rewards. The points portal is conveniently located in your online banking.
No Annual Fee & Low APR
You won’t have to pay an annual fee and our APR starts at 10.74%.
Same-Day Credit Card Pickup
Typically, existing account holders can get a card within minutes and new cardholders can get one within 2 hours of approval.
Mobile Pay
Compatible with Apple Pay, Google Pay, and Samsung Pay—so you only need your phone to pay when those options are available.
Fraud Protection
Our cards have an EMV chip that helps enhance security and contactless options, when you use it at participating merchants.
Heightened Security
Immediately turn off and report lost or stolen cards on our app.
How Do Points Work?
Earn Points With Every Purchase
Seattle Credit Union’s Platinum Rewards Visa Credit Card comes with uChoose Rewards®, a great rewards program that lets you earn points for every dollar you spend.
- Redeem your points for travel, merchandise from top retailers, gift cards, or cash.
- Every dollar charged equals one reward point1.
- Redeeming your points is quick and easy through the UChoose Rewards portal located in your Online Banking.
1 Rewards Points Accrual And Redemption.
Cardholders accrue one (1) reward point for each $1 charged during a statement period for non-promotional purchases. No points are earned for cash advances or balance transfers. Regular points are credited to your rewards account balance at the end of the statement cycle in which they are accrued. Bonus reward points will be credited within thirty (30) days of the end of the promotion. Points cannot be redeemed until they are credited. You must earn at least 500 points before you can redeem. Cash back is in the form of a statement credit. You must register your card at uchooserewards.com to be able to redeem points. View your cardholder agreement for full details.
Our Credit Card Rates
|
Transaction Type |
VISA Platinum |
VISA Platinum Secured |
|---|---|---|
|
Effective as of February 18th, 2026. APR* – Annual Percentage Rate We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of Your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date. How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” See Your Account Agreement for details. |
||
|
Transaction Type Purchases APR* |
VISA Platinum 10.74% – 25.74% (variable) |
VISA Platinum Secured 10.74% – 25.74% (variable) |
|
Transaction Type Balance Transfers APR* |
VISA Platinum 10.74% – 25.74% (variable) |
VISA Platinum Secured 10.74% – 25.74% (variable) |
|
Transaction Type Cash Advances APR* |
VISA Platinum 10.74% – 25.74% (variable) |
VISA Platinum Secured 10.74% – 25.74% (variable) |
FAQs
Got questions? We got answers.
A credit card can be an important part of managing your financial life. Using a credit card for everyday purchases has several benefits that you won’t get from your checking account, such as:
- A Better Credit Score: When you use your credit card and pay it off each month, you are building a positive payment history, which can help maintain or improve your credit score.
- Easy Expense Tracking: Using a credit card creates an easy-to-read monthly recap of your expenses in the form of your statement. You’ll see each merchant you purchased from and the amount you spent. That can help you understand where your money is going each month, which is one of the first steps in building an effective budget.
- Rewards: Rewards are the primary reason most people use credit cards. Rewards can be an extra bonus you get for buying the things you use every day. Earn rewards points for your purchases and redeem them for travel, merchandise, and cash.
If you’re traveling outside of the U.S., please let us know before you go.
We may contact you if we identify purchases outside of your normal area. Be sure your phone number and email address are up-to-date within the My Cards section on your Seattle Credit Union Mobile App or Online Banking. Another option for updating travel notices is by visiting a branch or by calling us at 206-398-5500.
Seattle Credit Union may send you a one time passcode through text or phone call to validate your login to Online Banking. If you won’t be able to receive a text message at a U.S.-based phone number, please contact us at 206-398-5500 to discuss alternative methods to access your account.
Not finding what you’re looking for? Contact us.
Disclosures
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APR = Annual Percentage Rate. Refer to your Cardholder Agreement for additional details or contact 206-398-5500 or 800-334-2489.