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Refinance

Your house is likely your biggest monthly expense. That makes it a great place to look for big savings. Refinancing can help you reduce your monthly payment, lock in a fixed rate, or pay your home off sooner. You can also use a refinance to take advantage of some of the equity you’ve built up. Use the extra cash to add a covered deck or a media room. You can also use it to pay off other debt.

For inquiries or to apply, please call us at 206.398.5888 or contact us using the form below.

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Types of Refinance Loans

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15-Year Refinance Mortgage

Fifteen-year refinance loans offer a lower interest rate, but have a higher monthly payment than a 30-year fixed-rate mortgage due to the shorter repayment term.

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30-Year Refinance Mortgage

Thirty-year refinance loans have a fixed interest rate. They are a good option for homeowners who have not owned their home for a long time and want to take advantage of lower interest rates and relatively low monthly payments.

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Adjustable Rate Mortgage (ARM) Refinance

An Adjustable Rate Mortgage (ARM) has an interest rate that can change during the term of the loan with changes in the interest rate market. Your rate and payment are fixed for an initial period after which they can change over the remainder of the loan.

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Home Equity Refinance Loan

A home equity refinance loan allows you to borrow against the equity in your home (equity is the difference between the value of your home and how much money you owe on your mortgage).

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Cash-In Refinance Loan

A cash-in refinance loan involves paying additional money toward your principal as part of the refinance.

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Cash-Out Refinance Loan

A cash-out refinancing loan involves taking a loan for an amount greater than what you owe on your home and receiving the difference in a cash.

Compare Home Loans

Use this calculator to see how two different home loans stack up against each other.

What Our Members Say

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Marco L.

Member since Seatle, WA

I could not be more satisfied. Despite the length of time, my agent was continuously responsive and helpful at every step, often well after 5 PM. I always knew where we were in the process and what was coming next. They worked very hard to get the three refis correct and balanced them out so we were not out of pocket any money.

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Joel K.

Member since Seattle, WA

We really appreciated the great experience you provided for our mortgage loan. Your communications were timely. You led us through the process step by step. And you were so fast in getting the process completed! It was really refreshing to work with you.

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Llamanos

Por favor llame al 206.398.5594 para comunicarse con nuestros representantes que hablan Español a fin de obtener detalles o si tiene preguntas.

Frequently Asked Questions About Mortgages

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