As a Seattle Credit Union member, you have access to over 30,000 surcharge-free ATMs across the U.S. If you can’t get to a branch to access your Seattle Credit Union accounts, you can use any ATM with the Co-op Network logo.

Find an ATM

Seattle Credit Union and credit unions across the country are cooperating to provide our members access to more than 5,000 CO-OP Shared Branch locations. Stop into a Shared Branch office and conduct transactions on your Seattle Credit Union account just as if you were standing in the lobby of one of our Seattle branches. The service is free. All you have to do is find a participating credit union near you by clicking the link below.

Find a Branch

Access your accounts from wherever you are. With Seattle Credit Union’s free mobile app for Android and iOS devices, you can:

• View account balances and transaction history
• Transfer between Seattle Credit Union accounts
• Schedule payments to existing Bill Pay payees
• Deposit checks from anywhere, using your device's camera
• Find the nearest credit union branches and surcharge-free ATMs

Get for iOS Get for Android

The heart of your 24-hour virtual banking experience is Online Banking. Seattle Credit Union’s Online Banking is intuitive and full-featured with robust security and convenience. Access your accounts from anywhere you can get online. We are always working to make it faster and easier for our members to use.

Just getting started? Click here the link below for instructions on how to log into Online Banking for the first time.

First-Time User?

You can now connect your Seattle Credit Union credit and debit card to Apple Pay®, Samsung Pay®, or Android Pay®. Using digital wallet is even easier than plastic—your information is transmitted when you hold your device in front of the retailer’s check-out device, or contactless reader, wherever the Apple Pay, Android Pay, and Samsung Pay symbols are displayed. When you are ready to get started, read on about the few easy steps it takes to set it up.

Set Up Digital Wallet

If you have a loan with Seattle Credit Union, we give you an array of convenient options for making your loan payment whether you want to pay from an account with us, or another bank or credit union. Options include making payments online, by phone, by mail, in the branch, or by using our Bill Pay service for recurring transactions. The choice is yours.

See Your Options

Take the stress out of paying bills. Schedule payments for your personal or business bills to payees using our Bill Pay service. Bill Pay is free and it can be set up easily. Grab a copy of the bills you would like to add and click the link below for instructions on setting up Bill Pay.

Bill Pay Setup

Cashier's checks (and money orders) are a convenient option when your check amount needs to be guaranteed. You can request a cashier's check to be issued from your Seattle Credit Union savings account, checking account, CD, or money market account. Fees may apply.

To request a cashier's check or money order, visit any Seattle Credit Union location or give us a call at 206.398.5500 to have a cashier's check mailed to you.

Find a Branch

Seattle Credit Union does support direct deposits from an employer or other similar entity. Generally, you can provide your account number and Seattle Credit Union routing number to your employer to begin your direct deposits. Seattle Credit Union’s routing number is 325081500. Most employers take about two payroll cycles for them to switch you from a paper check to direct deposit. Certain employers will request documentation, usually a voided check, showing that you own an account that can receive direct deposits. If you do not have any Seattle Credit Union checks available, we are happy to provide a direct deposit letter on our letterhead that will serve the same purpose.

If you need your account number, you may locate it on your monthly or quarterly statement from Seattle Credit Union. Please note, that your member number cannot be used for direct deposits, it must be your account number. If you have any further questions please feel free to call our contact center at 206.398.5500, available Monday-Friday 8am-6pm and Saturday 10am-2pm.

Get the peace of mind of knowing your check and electronic transactions are covered with Seattle Credit Union's Account Link and Overdraft Services.

Account Link can automatically transfer funds from your Seattle Credit Union savings or Money Market account into your checking account to cover a transaction saving you from the headache of a returned check or electronic transaction.

Overdraft Services protect you if you accidentally overdraw your checking account. When you opt in to SafetyNet, instead of rejecting the transaction, Seattle Credit Union may draw your account negative to make sure your transaction isn't returned. You can also opt-in to have SafetyNet and One-Time Debit Card Transactions cover your everyday debit card and ATM transactions.

To set up either or both overdraft services, speak with a member representative or call our contact center at 206.398.5500.

Learn More

Your phone is your key to access information about your account and handle many common banking tasks any time of the day or night. Check on account balances, see if a check has cleared, make loan payments, or transfer funds, all for free over the phone. To access telephone banking, simply call 206.398.5500 or our toll-free number, 800.334.2489.

Seattle Credit Union's text message banking is a free, simple, secure, and fast way to check your balance or review transactions on the go. You can view account balances, set low balance alerts, review transactions, and even perform quick transfers with a simple text.

• Text message banking works on any phone that can send and receive text messages.
• No data plan is required.
• Signing up is quick and easy.

To get started, log into Online Banking and follow the instructions below.

Sign-up Instructions

Seattle Credit Union can help you transfer money from your account to an account at another financial institution. Wire Transfers are faster and more secure than sending checks or money orders. In many cases the funds are available the same day, though fees do apply.

Wire Transfer Details

Debit and credit cards make it quick and convenient to make purchases online, at the corner store, coffee shop, or movie theater. To make your shopping safer, we offer CardValet^®.

CardValet is an app-based service that allows you to manage your Seattle Credit Union debit and credit card from your mobile device with just a few swipes. It allows you to:

• Turn your card on and off, so that it's there when you need it but not if someone else tries to use it.
• Set geographic restrictions on where your card can be used, including whether it can be used online or just in-store. Choose up to three regions based on where you do most of your shopping.
• Restrict or allow transactions based on specific merchant types, like gas stations, restaurants, or travel services.
• Establish transaction limits so you or another authorized card user can't spend more than you can afford.
• Schedule alerts for certain locations, amounts, or merchant types, so you know if your card is being used in ways you haven't authorized.
• View the transaction history associated with all of your registered cards.
• Add notes and tags to transactions for easy viewing.

Get CardValet

Are you a business owner or Human Resources professional? If so, we'd love to partner with you. Seattle Credit Union's Employer Partner program helps reduce employee stress through financial education. We offer an employee benefit with financial opportunities.

As an Employer Partner you can receive personalized benefits and services from a dedicated Business Development Specialist. Our specialists are experts in providing financial education and onsite resources. These efforts will reduce employee stress and allow for a more productive and happy employee.

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A rate, term, and payment aren’t the only things you can get with your loans. We also have great add-on products that help you protect your vehicle, your budget, and your credit.

GAP Advantage: If your car is totaled in an accident, your insurance may not cover the entire balance of your loan, especially if your car is brand new. To make up the difference, we offer GAP Advantage coverage, which can cover whatever is left after your insurance company cuts their check.

Mechanical Breakdown Insurance (MBP): MBP, also called Extended Warranty, can enhance and even replace the original manufacturer’s warranty and can cover breakdowns and repairs, so you don’t have to stretch your budget when your car is in the shop.

Debt Protection: If you get hurt or get sick and can’t work, the last thing you may think about is your car payment. Debt Protection makes sure you don’t have to worry about it. When you are laid up for an extended period of time, Debt Protection can cover your payment until you are back up and around and able to return to work. Some plans can even cover periods of involuntary unemployment.

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At Seattle Credit Union we work hard to support everyone in our community in their financial journey. If you do not have a Social Security Number (SSN) and are looking to secure an ITIN, we can help you. Our certified acceptance agents can verify people's supporting documentation and assist in answering any questions you may have.

To schedule an appointment and receive assistance in applying for an ITIN, please call us at or toll-free at 800.334.2489.

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