We’ve made things easier with an online application, online approval process, a team of experts to guide you, and local decision-making.
- Rates and Options: Check the most updated loan rates and options(Opens in a new Window) before you start your application.
- Pre-Approval & Application: In most cases, the pre-approval process is quick and easy. Please note, the information you provide on your application must be verified in the following steps once you have found your home and purchase price to finalize the approval and underwriting process.
- Financial Verification: We’ll verify your information with documentation to confirm assets and income.
- Final Loan Approval: This step involves underwriting your new home. Once we’ve reviewed this information, we’ll give you a final approval then prepare your loan for closing.
- Closing: We’ll prepare the loan documents for you to sign and send them to an escrow company for signing. Once we receive the signed loan documents, we’ll transfer the money to the escrow company. They will then disburse the loan and record the documents.
Welcome to your new home!