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Breathing room in your budget

How many loans, including credit cards, are you paying right now? Do those monthly payments fit comfortably into your monthly budget or are they starting to stretch the seams a bit? No matter which situation describes you, consolidating your debt can be a powerful tool for freeing up extra money each month and paying your debt off sooner.

There are different tools for consolidating different kinds of debt. The following three options are typically the best:

Unsecured Loans

Unsecured Loans are best for consolidating credit cards, department store charge cards, loans with finance companies and anything where the balances are low and the interest rates are fairly high.

Apply For An Unsecured Loan

Credit Card Balance Transfers

By transferring high-interest debt to a lower-rate credit card, you can end up saving hundreds or even thousands of dollars. At Seattle Credit Union, we offer a Visa® Rewards Credit Card with rates as low as 11.99% APR. Compare that to your other debt and see how much you could save.

Apply For A Visa

Home Equity Loans

Home Equity Loans work well for larger balances with longer payment terms, such as high-rate auto loans and student debt. This may also be a good answer if you have a significant amount of outstanding unsecured debt. The longer terms and rates of most home equity loans mean a significantly lower payment. Also, the interest paid on home equity loans may be tax deductible1, which can save even more money.

Talk to a Seattle Credit Union representative today to see if a consolidation loan makes sense for you. Call us at 855.575.9352, or you can apply by clicking one of the apply buttons for the product that you're interested in.

Apply For An Equity Loan

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Current Rates

Unsecured Loans
Equity Loans

*APR Effective as of May 4, 2023. See rates and disclaimers in full details here..

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Enjoy the Freedom to Skip a Payment

We have all experienced the headache of an unexpected expense like an unforeseen car repair or a medical expense. Sometimes that means choosing between paying that expense or paying a car payment. Seattle Credit Union can help you avoid that choice.

Every Seattle Credit Union auto loan comes with Anytime Skip-a-Pay, which allows you to skip up to two payments every 12 months when you need to. For a small processing fee, you can request to skip a payment with no negative impact to your credit report.

Learn More

Personal Loan Calculator

Use this calculator can help you estimate your payments and the amount of interest you'll pay on your personal loan.

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Por favor llame al 206.398.5594 para comunicarse con nuestros representantes que hablan Español a fin de obtener detalles o si tiene preguntas.

Apply Now. Get Answers Fast.

Getting your loan at Seattle Credit Union could not be more simple. There are three easy ways to apply:

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By Phone

Call our specially-trained loan experts, who are happy to answer any questions you might have. They can take your application and get you a decision while you wait, in most cases. Call 855.575.9352 to get started.

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When you are ready to apply, head over to our online loan application to get started. Answer a few short questions, hit submit, and you’ll usually have an answer in just a few minutes.

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In Person

Stop by any of our convenient branches to talk with our helpful, friendly branch representatives. They can help you figure out which loan is right for you and connect you with a loan expert or help you apply online to get you a decision fast.

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