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A city on the move

Seattle’s legacy is one of forward momentum. Since its beginning as the gateway to the Klondike, Seattle has been about striving toward prosperity. It’s the city that got the world into the clouds and started the personal computer revolution. That bias toward progress is why people from across the country and around the world want to be a part of the Seattle story.

Progress, though, isn’t always easy. Even during the boom times, some people fall behind and need a hand to pick themselves up and get back on the right track. That’s where Seattle shines. From some of the most respected cancer treatment centers in the world to local organizations working tirelessly to solve problems like hunger, homelessness, and addiction, Seattleites work every day to create a better world for everyone.

Your Partner in Growth and Prosperity

Seattle Credit Union was born in Seattle and we share Seattle’s vision and passion for ensuring a robust future for everyone who lives in the Puget Sound. We work with our members to find the best financial solutions, so they can enjoy personal prosperity however they define it.

We also use our resources to contribute to and work with those agencies in our communities that are caring for the most vulnerable residents. We believe everyone deserves a chance to reach their potential, and sometimes we all need help on that path.

We celebrate our differences, as multiple perspectives breed the best solutions. We know that inclusion leads to prosperity. While prosperity is a different dream for each of us, we are committed to bringing yours to life.

The Credit Union Difference

Seattle Credit Union is a not-for-profit, financial cooperative that works in our members’ and communities best interest. As a member-owned credit union, we have a unique opportunity to help both reach their goals.

Our Vision & Mission

Vision: We are Seattle’s partner in growth and prosperity.

Mission: We provide trusted financial advice, a breadth of products, and personalized service from a credit union that re-invests in its members and the local community.

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Anyone who lives in Washington is eligible to join.

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Join Seattle Credit Union

No matter what your goals are or where you are on your financial journey, we're here to help you prosper. We make becoming a member easy. You're eligible to join by meeting any of the following criteria:

  • You live, work, worship, or attend school in the state of Washington.
  • You're related through blood or marriage to a current Seattle Credit Union member.
  • You work for one of our Community Partners.

All you’ll need to sign up for membership is the following:

  • Proof of eligibility (as listed above)
  • Valid ID
  • Your Social Security number (SSN) or Individual Tax Identification Number (ITIN)
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Let's Prosper Together

We celebrate our differences, as multiple perspectives breed the best solutions. We know that inclusion leads to prosperity. While prosperity is a different dream for each of us, we are committed to bringing yours to life.

Become a Member

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The 7 Cooperative Principles

We hold to the same cooperative principles as the first cooperatives founded in the 18th century. This time-tested philosophy reminds us who we are and why we do what we do.

  • Principle #1: Inclusiveness Membership Should Be Open To All
    Membership at Seattle Credit Union is open to all who live or work in the state of Washington, without gender, social, racial, political, or religious discrimination. It is the mission of the credit union movement to offer financial alternatives to underbanked and underserved members of our communities.
  • Principle #2: Voice Members Should Call The Shots
    Seattle Credit Union is a democratically run organization, controlled by our members. Our Board of Directors is composed of volunteers from our membership, and each representative is elected by our members.
  • Principle #3: Participation Member Participation Benefits Everyone
    We return excess revenue to members in the form of lower loan rates and fees, higher returns on deposits, and enhanced services that benefit the entire credit union. The more members who participate, the more there is to go around.
  • Principle #4: Independence Autonomy & Independence Set Us Apart
    As a financial cooperative controlled by our members, not outside shareholders, Seattle Credit Union is autonomous and independent. If we enter into agreements with other organizations, we do so ensuring our and continued control by members only.
  • Principle #5: Education Financial Education Should Be Available To All
    We provide free education to members, elected representatives, management and employees so that all can prosper and contribute to the growth and wellbeing of the cooperative. Seattle Credit Union provides financial information via seminars, workshops, newsletters and our website. We also support local programs and organizations that promote financial literacy.
  • Principle #6: Cooperation Cooperation Among Cooperatives Is Vital
    As a not-for-profit financial cooperative, Seattle Credit Union serves its members best and contributes to the cooperative movement by working with other cooperatives through local, state, regional, national and international organizations.
  • Principle #7: Community Giving Back To The Community Is A Priority
    Seattle Credit Union believes it is a priority to give back to the communities where we do business while focusing on our members and their needs. Through programs like our Citizenship Loans and Feel Good Checking nonprofit partnership, Seattle Credit Union seeks to achieve a greater good through responsible corporate citizenship.

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What our members say


Member since 2008

My wife researched every possible financial option to get us into a bigger car. Seattle Credit Union had the best loan rates and great reviews. They made it so easy.

Kirstin A.

Member since 2018

I am so impressed with Seattle Credit Union. I have switched all accounts because of the excellent service and great rates.


Member since 2003

I have three accounts with Seattle Credit Union. I never even considered a big bank. I believe in what this credit union stands for. They also gave me the best products and rates.

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Por favor llame al 206.398.5594 para comunicarse con nuestros representantes que hablan Español a fin de obtener detalles o si tiene preguntas.

We make opening your account fast.

Opening your account with Seattle Credit Union could not be more simple. There are three easy ways to get started:

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By Phone

Our friendly member representatives are happy to answer any questions about our products or the opening process. Call 206.398.5500 to get started.

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When you are ready to open an account, head over to our online application. Answer a few short questions, hit submit, and you’ll usually have an answer in just a few minutes.

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In Person

Stop by any of our branches to talk with our helpful member representatives. They can help you figure out which product is right for you and get your accounts opened quickly.