Breathe easy with our Rewards Credit Card
Don’t miss our 0% APR* balance transfer offer
Earn rewards with the Platinum Rewards Visa Credit Card. And once you open your account, you may be eligible to transfer those high‑interest balances to your Seattle Credit Union Platinum Rewards Visa Credit Card so you’re not juggling multiple cards and can breathe a little bit easier.
Our Rewards Card Offers
Earn Cash Back & Rewards
Earn points for every purchase and unlock rewards. The points portal is conveniently located in your online banking.
O% APR* limited time balance transfer
For a limited time, transfer your balance from other cards to your Rewards Credit Card for 0% APR*. Details here.
No Annual Fee & Low APR*
You won’t have to pay an annual fee and our purchase APR* starts at 10.74%.
Same-Day Credit Card Pickup
Typically, existing account holders can get a card within minutes and new cardholders can get one within 2 hours of approval.
Mobile Pay
Compatible with Apple Pay, Google Pay, and Samsung Pay—so you only need your phone to pay when those options are available.
Heightened Security
Immediately turn off and report lost or stolen cards on our app.
Transfer your balance
If your credit card balances are piling up faster than coffee grounds in your compost bin, it might be time for a reset. Consolidate your balances for ease of payment and peace of mind.
Beginning February 18, 2026, qualified members are eligible to transfer balances from other credit cards and department store cards to their Seattle Credit Union Visa at 0%*. But act soon as the promotional balance transfer rate is only here until November 18, 2026.
A balance transfer could help if:
- Your debt is charging more interest than you’d like
- You’re tired of tracking five different due dates
- The holidays (or just… life) left a mark
Yes, both existing and new credit cardholders are eligible for the limited time balance transfer offer, with approved credit.
Disclosures
-
*APR = Annual Percentage Rate. Restrictions may apply. To qualify for the promotional rate 0.00%, transfer must be made between 2/18/2026 and 11/18/2026 (offer period). Balance transfer fee of 2.49% of each transfer (15.00 minimum) applies. Offer is subject to credit approval. Promotional rate of 0.00% Annual Percentage Rate (APR) ends midnight 11/18/2026 and applies to transferred balances only. After the offer period ends, the standard APR will be applied to the entire balance that remains as of 11/18/2026 and the standard APR will be applied to any new balance transfers. During the offer period, new purchases and cash advances will accrue interest immediately. The standard variable APR for purchases, cash advances and balance transfers starts as low as 10.74% as of 2/6/2026 and is based on the applicant’s credit qualifications. Balances can be transferred to the established credit limit and may take up to 30 days to process. No annual fees for the Platinum rewards card. Equity Platinum, Business Visa, and secured credit cards are not eligible for this promotion. You may not pay against other Seattle Credit Union accounts or request a payment to yourself. Refer to your Cardholder Agreement for additional details or contact 206.398.5500 or 800.334.2489. Terms, conditions, and limitations apply.
Our Credit Card Rates
|
Transaction Type |
VISA Platinum |
VISA Platinum Secured |
|---|---|---|
|
Effective as of March 6th, 2026. APR* – Annual Percentage Rate We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of Your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date. How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” See Your Account Agreement for details. |
||
|
Transaction Type Purchases APR* |
VISA Platinum 10.74% – 25.74% (variable) |
VISA Platinum Secured 10.74% – 25.74% (variable) |
|
Transaction Type Balance Transfers APR* |
VISA Platinum 10.74% – 25.74% (variable) |
VISA Platinum Secured 10.74% – 25.74% (variable) |
|
Transaction Type Cash Advances APR* |
VISA Platinum 10.74% – 25.74% (variable) |
VISA Platinum Secured 10.74% – 25.74% (variable) |
Steps to Transfer Your Balance
Apply for a Seattle Credit Union Credit Card
Our credit card has a low APR* starting at 11.24%.
Log In
Log into Online Banking and locate your credit card information.
Start Balance Transfer
Click on Menu > Manage Card > Balance Transfer.
Enter Payee Information
Enter the Payee (the financial institution holding your current balance) information.
You're Set
We’ll process and mail the check to the financial institution.
Balance Transfer Offer FAQ
Q. What transaction types are included in this promotion?
A. Balance transfers from other credit cards or department store cards.
Q. Are balance transfers eligible for rewards points?
A. No, balance transfers are not eligible for rewards points.
Q. Are there any fee changes for this promotion?
A. There is a 2.49% balance transfer fee for each transfer. The minimum fee for each balance transfer is $15.00.
Q. What is the promotional rate?
A. 0.00% until November 18, 2026.
Q. Which accounts does this promotion apply to?
A. All consumer accounts regardless of account open date.
Q. What are the start and end dates of the promotion?
A. Start Date: February 18, 2026. End Date: November 18, 2026.
Q. Is there a minimum transaction dollar amount required?
A. Yes. The minimum transaction amount is $25.00.
Q. How long is the promotional APR* applied to the balance?
A. Until November 18, 2026.
Q. Is there a grace period for this promotion?
A. Yes, 10 days.
How Do Points Work?
Earn Points With Every Purchase
Seattle Credit Union’s Platinum Rewards Visa Credit Card comes with uChoose Rewards®, a great rewards program that lets you earn points for every dollar you spend.
- Redeem your points for travel, merchandise from top retailers, gift cards, or cash.
- Every dollar charged equals one reward point1.
- Redeeming your points is quick and easy through the UChoose Rewards portal located in your Online Banking.
1 Rewards Points Accrual And Redemption.
Cardholders accrue one (1) reward point for each $1 charged during a statement period for non-promotional purchases. No points are earned for cash advances or balance transfers. Regular points are credited to your rewards account balance at the end of the statement cycle in which they are accrued. Bonus reward points will be credited within thirty (30) days of the end of the promotion. Points cannot be redeemed until they are credited. You must earn at least 500 points before you can redeem. Cash back is in the form of a statement credit. You must register your card at uchooserewards.com to be able to redeem points. View your cardholder agreement for full details.
Disclosures
-
APR = Annual Percentage Rate. Refer to your Cardholder Agreement for additional details or contact 206-398-5500 or 800-334-2489.