Your mortgage expert will be able to tell you specific documents you will need, but these documents are commonly requested:
- Tax returns or other proof of income, including documentation of any supplemental income you receive from sources other than your primary employment, such as rental or investment income.
- Recent bank and/or brokerage statements. This may also include paperwork for your retirement assets.
- A list of your recent addresses, usually two years’ worth.
- The purchase or sales agreement if you have already made an offer on a home or condo.