While our overdraft services can cover accidental overdrafts to make sure your important checks and electronic transactions are not rejected, relying on them as a borrowing source can create problems. Overdrafts, even when paid, can be expensive. Overdraft Services is not a line of credit; it is a discretionary overdraft service that can be withdrawn at any time without prior notice.
Creating and sticking with a budget that accounts for both the amount and timing of your income, as well as your monthly expenses, and keeping track of your spending can help you avoid overdrafts and the fees associated with them.
Using our mobile app and Online Banking services can help you stay on top of your spending. If you need help building a budget or managing existing overdrafts, call us at 206.398.5500 or stop by any branch.