When will my deposited funds become available?
Cash is available immediately after the deposit is made. For checks and other negotiable items, at least $275.00 is available immediately, with a hold of two business days in place...
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How can I avoid being charged the Excessive Transfer Fee?
To avoid being charged the Excessive Transfer Fee: Use your Seattle Credit Union checking account for the majority of your withdrawals and debits. Seattle Credit Union provides various checking accounts tailored...
Read moreDoes the Excessive Transfer Fee replace the Regulation D Fee?
Yes. Instead of the Regulation D fee, the Credit Union now charges an Excessive Transfer Fee. ...
Read moreWhat types of transactions are not considered Excessive Transfer Fee transactions?
The following types of transactions are not considered Excessive Transfer Fee transactions: Transactions at a branch Transactions at an ATM Transactions at a Shared Branching Service Center Transactions at a 7-Eleven Shared Branching...
Read moreWhich transactions are subject to the Excessive Transfer Fee?
Any automatic or electronic withdrawals from a Savings account, Money Market account, or Certificate will be subject to an excessive transfer fee once the limit of 6 transactions per month is reached. Examples of...
Read moreI received a letter from an audit firm. Is it legitimate?
Yes. In order to ensure the integrity of Seattle Credit Union’s member accounts, the Audit Committee of Seattle Credit Union has enlisted the services of audit firms to perform a verification of Seattle Credit Union accounts. The...
Read moreWhat’s a CD or Certificate?
A CD or Certificate of Deposit is a type of savings account with a fixed rate (which is typically higher than regular savings accounts) that is set for a fixed...
Read moreHow do I open a savings account?
You can open a savings account online or in-person at any of our convenient locations. You are welcome to stop by during business hours or use our appointment request scheduler...
Read moreWhat is a Membership Savings?
A Membership Savings account is a savings account to put your money in with the added benefit of it earning a small amount of interest, plus it establishes your membership...
Read moreWho is eligible to open a savings account?
You’re eligible if: You live, work, worship, or attend school in the State of Washington You’re an immediate family member of a current Seattle Credit Union member You work for...
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