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Proud to serve those who have served

As a former or current member of our nation’s military, you and your family have made sacrifices to protect our communities and way of life. That’s a commitment that we don’t take lightly, which is why we’re proud to participate in the VA Home Loan program. The VA Home Loan program, underwritten by the U.S. Department of Veterans Affairs, offers qualified current and former military members and their families the opportunity to get a mortgage for their primary residence with no money down1 and without Private Mortgage Insurance (PMI).

Your VA Home Loan benefit can be used to purchase a new home or to refinance an existing VA Loan, even if you’ve used your VA Loan benefit in the past.

If you’ve served our country, we’ll work with you to use your VA Home Loan benefit and get the right loan for your new or existing home. Call us at 206.398.5888 or start your online application, today.

Benefits of Buying Your Home with a VA Loan

Being a veteran gives you an opportunity to participate in home loan programs specifically crafted for you. VA loans offer several key benefits, including:

  • Most members won’t need a down payment
  • Qualify with a lower credit score and more debt compared to conventional loans
  • Lower interest rates specifically for veterans
  • Special repayment programs for veterans in need2

Not sure where to start? That's okay! This is what our friendly mortgage experts do for our members every single day. Reach out today using the form below or calling us at 206.398.5888 and we can go through a few introductory questions to better understand what you’re looking for. With that information we'll go to work for you to make a list of your options and guide you through the mortgage-buying process. With Seattle Credit Union, you'll get a team of experts that will stand by your side until you have your keys in your hand.

Applying is Quick And Easy

When you are ready to apply for a home loan, you can do it online and get an answer fast, often within just a few hours. If you start the application and need to get more information to answer one of the questions, you can save the application and come back later to complete it.

Apply Now View Pending Application

Save on Closing Costs

Because Seattle Credit Union is a not-for-profit cooperative, our loan fees are much lower in comparison to other mortgage lenders.

We also don't charge two fees that are commonly associated with mortgages. When shopping for your mortgage lender, be sure to ask any potential lender what fees will be incurred throughout the process, so you can budget accordingly and properly compare lenders.

  • We do not charge Pre-Approvals Fees
  • We do not charge Underwriting Fees

Want to start talking? Reach out using the form below, or give us a call at 206.398.5888. We'd love to answer any questions you may have and build a customized plan for you.

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We offer some of the best rates around

As a not-for-profit, full service mortgage lender we're able to offer a complete range of mortgage products at competitive rates and without many of the "gotcha" fees you'll find at other banks.

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We Wrote the Book on Homebuying

If you’re not sure where to start on your journey to buy a home, let us help. We’ve been helping members like you for decades. In fact, we’ve written a free guide to help you navigate your way to getting your dream home. Download the free 11 Steps to Homebuying eBook today. Or you can also talk to a friendly MLO to get your homebuying questions answered.

Download the Guide

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Green Loan Discount

Green building is a design and construction practice that promotes the economic well being of the family, community, and environment. Elements of green building include energy efficiency, water stewardship, environmentally preferable building materials, waste reduction, and toxic materials reduction. We are currently offering $400 off closing costs for green-built homes financed through Seattle Credit Union.

To qualify for a Green Loan discount, homes must be certified by Built Green, Energy Star, or LEED. Some restrictions apply. Call our mortgage experts at 206.398.5888 or contact us using the form below.

Apply Now

What Our Members Say

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Marco L.

Member since Seatle, WA

I could not be more satisfied. Despite the length of time, my agent was continuously responsive and helpful at every step, often well after 5 PM. I always knew where we were in the process and what was coming next. They worked very hard to get the three refis correct and balanced them out so we were not out of pocket any money.

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Joel K.

Member since Seattle, WA

We really appreciated the great experience you provided for our mortgage loan. Your communications were timely. You led us through the process step by step. And you were so fast in getting the process completed! It was really refreshing to work with you.

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Having a pre-approval can be the difference between having the winning offer on your next house and watching some other family move into your dream home. Before you start shopping, talk to our MLOs and see how much home you can afford.

You can have an answer in just a few days, and Seattle Credit Union doesn’t charge pre-approval fees like some other lenders.

Apply Now

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Por favor llame al 206.398.5594 para comunicarse con nuestros representantes que hablan Español a fin de obtener detalles o si tiene preguntas.

Frequently Asked Questions About Mortgages

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On-page - Home Purchase Loan Lead Capture Form

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