Online Banking


Android App
Apple App


Introducing the Sweet 16 Car Loan, only from Seattle Credit Union. You co-sign on a low interest loan, your teen gets a reliable set of wheels and the opportunity to build good credit as they enter adulthood. Just think, you’ll never have to drive the carpool again. And your kids will stop asking to borrow the car. It’s a win-win. Or, #WYNWYNI – which stands for: What You Need When You Need It!

If you prefer, you can use the Sweet 16 Car Loan to get your own set of wheels, and pass your current car down to your teenager. Either way, you both enjoy the independence.

Apply Now

sweet 16 license plate icon

Auto Loan Calculator

Use this calculator to help you estimate your payments and the amount of interest you'll pay on your auto loan.

The information provided by this calculator is intended for illustrative purposes only. You may wish to consult a financial advisor for additional information and advice prior to relying on the results. Seattle Credit Union gives no warranty, express or implied, as to the accuracy, reliability, and completeness of any information. The calculated results are not guaranteed to be accurate. Calculators are provided as a free service to our users. The results are not to be construed as an offer to extend credit or services to any individual by Seattle Credit Union.


skip icon bottomskip icon middleskip icon top

Enjoy the Freedom to Skip a Payment

We have all experienced the headache of an unexpected expense like an unforeseen car repair or a medical expense. Sometimes that means choosing between paying that expense or paying a car payment. Seattle Credit Union can help you avoid that choice.

Every Seattle Credit Union auto loan comes with Skip-A-Pay, which allows you to skip up to two payments every 12 months when you need to. For a small processing fee, you can request to skip a payment with no negative impact to your credit report.

Learn More

money icon bottommoney icon middlemoney icon top

Free Up Extra Money Every Month by Refinancing Your Auto Loan

Some folks don’t realize that they can refinance their car loan. They’re missing out. Refinancing can be a great way to reduce your monthly payment, shorten your term, and even turn your car’s equity into cash. If you have a car loan somewhere else, talk to Seattle Credit Union about the benefits auto refinancing.

Apply Now

document iconcheckboxes iconstamp icon

We offer application flexibility:

Apply with a Social Security Number or ITIN

Whether you are looking to get a credit card; buy a car, truck, SUV; or even finance a boat or RV, Seattle Credit Union has options for applying with a Social Security Number (SSN) or an Individual Tax Identification Number (ITIN). We offer the same great products with lower rates and fewer fees than you'll find at most dealerships or banks regardless of how you apply. Let us help you finance your next major purchase. If you are ready to get started, talk to a friendly lending expert today by calling us at 855.575.9352.

se habla espanol speech bubbles


Por favor llame al 206.398.5594 para comunicarse con nuestros representantes que hablan Español a fin de obtener detalles o si tiene preguntas.

Protect Your Loan, Your Car, & Your Good Name

The world is unpredictable. We know that accidents happen, cars break down at the worst time, and illnesses spring up that can prevent you from working. When the unexpected happens, you’ll be happy that you have one of these add-on loan protection products from Seattle Credit Union. Ask one of our friendly auto loan experts about how to add one, two, or all three of these products to your loan by calling 855.575.9352

GAP Advantage icon

GAP Advantage

If your car is totaled in an accident, your insurance may not cover the entire balance of your loan, especially if your car is brand new. To make up the difference, we offer GAP Advantage coverage, which can cover whatever is left after your insurance company cuts their check.

Mechanical Breakdown Protection icon

Mechanical Breakdown Protection (MBP)

MBP, also called Extended Warranty, can enhance and even replace the original manufacturer’s warranty and can cover breakdowns and repairs, so you don’t have to stretch your budget when your car is in the shop.

debt protection icon

Debt Protection

If you get hurt or get sick and can’t work, the last thing you may think about is your car payment. Debt Protection makes sure you don’t have to worry about it. When you are laid up for an extended period of time, Debt Protection can cover your payment until you are back up and around and able to return to work. Some plans can even cover periods of involuntary unemployment.

Apply Now. Get Answers Fast.

Getting your loan at Seattle Credit Union could not be more simple. There are three easy ways to apply:

phone icon

By Phone

Call our specially-trained loan experts, who are happy to answer any questions you might have. They can take your application and get you a decision while you wait, in most cases. Call 855.575.9352 to get started.

online icon


When you are ready to apply, head over to our online loan application to get started. Answer a few short questions, hit submit, and you’ll usually have an answer in just a few minutes.

in person

In Person

Stop by any of our convenient branches to talk with our helpful, friendly branch representatives. They can help you figure out which loan is right for you and connect you with a loan expert or help you apply online to get you a decision fast.

On-page - Consumer Loan Lead Capture Form

Not ready to act just yet?

Just fill out your info below and we'll contact you and help answer any questions you may have.

This question is for testing whether or not you are a human visitor.