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At Seattle Credit Union Every Student Gets a 4.0

Seattle Credit Union's Student Checking is more than just a great checking account, it can also help your student grow their savings. Student Checking account balances up to $500 earn 4.00% interest (4.06% APY). Any portion of the account balance over $500 earns 0.05% APY. It's a great lesson for students that their money should be working for them 24/7/365.

Building Financial Understanding from an Early Age

One of the most valuable things a child can learn is how to manage their personal finances. The earlier they start, the more confident they'll be when they're on their own. Despite building a budget and managing finances being one of the most important factors in every person's prosperity, there aren't many lessons on this topic taught in school. A Student Checking account is designed to be a tool to help young people learn good habits and understand how to manage their money responsibly.

This account is also great for parents trying to give their children a head start. This is a full-featured checking account for members 13 through 18 years old that teaches students to set and stick to a budget before they leave home.

A Free Visa Debit Card for All Students

We use our checking accounts differently than we used to. Rather than writing checks, we use a debit card to make purchases in both the digital and physical world. This is just as true for students. Still, many institutions make student account holders wait until they turn 16 years old to get their first debit card, limiting the time students have to become savvy digital shoppers.

At Seattle Credit Union, every Student Checking account holder has access to a debit card from the time they open the account. Student debit cardholders can withdraw up to $100 cash, make surcharge-free deposits at any CO-OP Network ATM, and make up to $200 in purchases anywhere VISA® is accepted. Opening a Student Checking account lets parents work with their student to develop good financial habits before they have to make financial decisions on their own.

Opening an account is easy. You can do it online, by phone at 206.398.5500, or in one of our nine convenient branches. It only takes a few minutes, and you'll be on your way to keeping more of your money each month.

Open An Account

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Current Rates

Balances Up To $500: 4.06% APY*
Balances Above $500: 0.05% APY*

*APY Effective as of October 31, 2019. See disclosures for complete details by clicking on the product name above.

See All Rates

Budget Planner

Use this calculator to help you make a budget.

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Manage Your Accounts on the Go

Access your accounts from wherever you are. With Seattle Credit Union’s free mobile app for Android and iOS devices, you can:

  • View account balances and transaction history
  • Transfer between Seattle Credit Union accounts
  • Schedule payments to existing Bill Pay payees
  • Deposit checks from anywhere, using your device's camera
  • Find the nearest credit union branches and surcharge-free ATMs

To download the app, visit the Apple App Store or Google Play and install the application on your device.

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Debit cards with the latest digital features

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CardValet®

Debit cards make it quick and convenient to make purchases online, at the corner store, coffee shop, or movie theater. To make your shopping safer, we offer CardValet. CardValet is an app-based service that allows you to manage your Seattle Credit Union debit and credit cards from your mobile device with just a few swipes. You can do things like turning your card on and off, setting geographic restrictions, restricting or allowing transactions based on the type of merchant, schedule alerts and more.

Learn About CardValet

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Digital Wallet

You can now connect your Seattle Credit Union credit and debit card to Apple Pay®, Samsung Pay®, or Android Pay®. Using digital wallet is even easier than plastic—your information is transmitted when you hold your device in front of the retailer’s check-out device, or contactless reader, wherever the Apple Pay, Android Pay, and Samsung Pay symbols are displayed. When you are ready to get started, read on about the few easy steps it takes to set it up.

Learn About Digital Wallet

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Llamanos

Por favor llame al 206.398.5594 para comunicarse con nuestros representantes que hablan Español a fin de obtener detalles o si tiene preguntas.

We make opening your account fast.

Opening your account with Seattle Credit Union could not be more simple. There are three easy ways to get started:

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By Phone

Call one of our friendly member representatives, who are happy to answer any questions you might have. They can help explain products and talk you through the opening process. Call 206.398.5500 to get started.

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Online

When you are ready to open an account, you can head over to our online application. Answer a few short questions, hit submit, and you’ll usually have an answer in just a few minutes.

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In Person

Stop by any of our convenient branches to talk with our helpful, friendly member representatives. They can help you figure out which product is right for you and get your accounts opened quickly.

On-page - Deposit Lead Capture Form

Not ready to act just yet?

Just fill out your info below and we'll contact you and help answer any questions you may have.

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