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Personal Information and Security

Seattle Credit Union values the trust you put in us as your financial institution, and we take the responsibility of safeguarding your personal information very seriously. This Statement describes some of the steps we take to protect the personal and financial data you have entrusted to us.

View the Privacy Notice


When you visit our website at, we collect only the private information that you choose to give us (such as providing feedback or completing a form). We may use “cookies” on some pages of our website for the purpose of serving you better when you return to our site. A cookie is a small text file placed on your hard drive by our host’s web page server. These cookies do not collect any personal identification information. We use data collected from cookies for administrative purposes, e.g., to help us improve our site design and content. Cookies may also be used to track how you use the site to target ads to you on other websites.

Children's Online Privacy

We do not knowingly collect or use personal information from children under 13 on our website or anywhere else.

Online Banking

When you bank online with us, you voluntarily provide personal identifying information i.e., your account number and password. This information, which may be enhanced from time to time, enables Seattle Credit Union and the companies we work with to provide you secure access to your accounts. Secure Socket Layer (SSL) technology (128-bit) and multi-factor identification are used to protect your personal information. During a log-in session, cookies are used for security purposes, but your account and/or personal information is not stored within the cookie.

Online Application/Forms and Handling of Email

When you choose to submit an online form and/or application, or enter a contest or participate in a survey, Seattle Credit Union may ask that you provide information about yourself. Online applications and forms on which you provide non-public personal information are forwarded to us on secure phone/data lines. We collect and store this information in order to respond to you and maintain a record of that response.

If you send an email directly to a Seattle Credit Union email address via the Internet, or if we offer you the option of sending an Internet email through our Web site, we collect and store any personal information you submit in order to respond to you and maintain a record of that response. Internet email is not secure, and normally should not be used for inquiries of a sensitive and confidential nature. Since an Internet email response back to you is not secure, we will do our best to not include confidential account information when addressing your concerns in an email response.

Linked Sites

You will find “co-branded” sites on our website Co-branded sites are those where you will see the Seattle Credit Union name and logo as well as the name and logo of the service provider. Seattle Credit Union is not responsible for any information that you provide or that may be gathered at a linked site, or for the content or Privacy Policy of any such site. That said, however, we do make every reasonable effort to ensure that these sites have privacy practices that are similar to ours. We encourage you to read the Privacy and Security Statements of each site before providing personal information to the service provider. Our Web site also includes links to various other sites for the purpose of providing informational and/or community resources. Seattle Credit Union is not responsible for the privacy or security practices or the content of these other sites, and, where applicable, before providing personal identifiable information at any of these sites, we ask that you read their Privacy and Security Statements.


We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device's geolocation data. This information may be collected when you use certain services that are dependent on your mobile device’s location (such as the location of an ATM or in-store transactions).

Anti-Phishing Information

Phishing is the attempt to get your private information by posing as a website, email, or representative of a trusted institution. Be aware that Seattle Credit Union will never ask you for sensitive information, such as your Social Security number, PINs or passwords, by phone, email, or text messaging. If you receive an email, text message, or phone call requesting this type of information, please contact us immediately.

Information Collected Through the Use of Our Sites

Although perfect security is not possible, we have policies and procedures in place to protect the safety of your personal and financial information. We have not and will not sell your account information. We may share some information with third parties, as permitted by law, to enhance the products and services we offer and to comply with local, state, and federal regulations.


You communicate with our computer systems, web site, by using your computer's web browser. Your web browser will need to be updated periodically for continued safe and secure use of our web site. Our Websites are secured via digital certificates and industry-standard encryption and time-sensitive session cookies in order to obtain personal information for member transactions. We only support browsers that use Secure Sockets Layer ("SSL") 3.0 (or higher). SSL is intended to help ensure that: You are in fact dealing with Seattle Credit Union, instead of a site impersonating us. Your information reaches us through SSL to help protect the contents of the message from eavesdropping, and interception, however, no security is perfect and it is your responsibility to use up-to-date software, security features such as anti-virus, anti-malware, and connect via trusted networks.

Mobile Security

If you access our websites or mobile app via a mobile device, we recommend that you take steps to secure that device in the event it is lost or stolen.

  • Use a password or passcode to lock your device to prevent unauthorized access.
  • When you are finished with a mobile session, log completely out of either mobile Online Banking or the Seattle Credit Union Mobile App to guard against unauthorized access to your Seattle Credit Union accounts.
  • Do not store your Online Banking password on your mobile device and do not allow the Seattle Credit Union Mobile App or website to remember your password.
  • Download updates to the Seattle Credit Union Mobile App as they are available to ensure that you have necessary security fixes.

Honoring Your Preferences

Seattle Credit Union may send (or arrange for others to send) emails. If you do not want to receive those communications in the future, follow the steps within the message to unsubscribe or contact us.

If you enrolled in Online Banking, you agreed to our Electronic Communications Disclosure and therefore we may periodically send other disclosures and important information to you electronically. Such enrollment process did not include an opportunity to opt-out of receiving electronic communications from us; however, you may opt-out of receiving subsequent electronic communications at the time of receipt by selecting "unsubscribe". You may opt out of all electronic communications by contacting us.

Intellectual Property

© 2019 Seattle Credit Union. All rights reserved. You agree that you will not copy, display or transmit the contents of this website either electronically or in hard copies, or link to this website, in any manner or medium. You may not alter the content of this site in any manner. In addition, all trademarks mentioned herein belong to their respective owners. Unauthorized use of any materials from this website may violate copyright, trademark, and other laws. Read more on our Intellectual Property page. 


We reserve the right to change this Statement, and you agree it is your responsibility to check this Statement periodically for any changes. Copyright © 2023 Seattle Credit Union. All Rights Reserved.

Security Tips


  • Seattle Credit Union will never call, email or otherwise contact you to request your access ID, password, or other log-in credentials for the online services we offer. If you receive such a request, do not provide any information. Contact Seattle Credit Union to report the incident.


  • Based on your membership and account agreement, do not share your username or password with anyone. Keep them in a secured location. Only you should have access.
  • Create a unique username and password for each website and do not use the same identifying information on multiple sites.
  • Create strong username and password and include upper case letter(s), lower case letter(s), number(s), and special character(s) like, "!@#$%^&*".
  • Change your password on a regular basis.


  • If you see suspicious activity on your account(s) or have received a suspicious call, email, letter or other similar activity relating to your accounts, report this to Seattle Credit Union immediately.
  • Consumer Protection and Regulation E. The regulation provide rules for error resolution and unauthorized transactions for electronic fund transfers, which includes most transactions processed online. In addition, it establishes limits to your financial liability for unauthorized electronic fund transfers. These limits, however, are directly related to the timeliness of your detection and reporting of issues to Seattle Credit Union. It is for this reason that we encourage you to immediately review periodic account statements and to regularly monitor your account activity online. The disclosure provided to you at the time of account opening provides detailed information. We will provide to you, upon request, a free printed copy of this disclosure.

avoid website spoofing

Website spoofing is when a bad actor creates a fake website that closely resembles that of a trusted brand. The goal of spoofing is to trick a brand's customers, or members in our case, into supplying personally identifiable information (PII). Fortunately, there are ways to identify spoof websites:

  • Always check for “https" in the URL. This indicates that the site is secure and you are safe to proceed.​
  • Look at the website's URL. If anything about it seems off, leave and do not enter any PII.
  • If anything looks odd, that is a red flag. Spoof websites often use blurry logos or imagery and have misspellings and grammar mistakes.
  • Be careful when using search engines. Fake websites may appear alongside legitimate websites in search results so proceed with caution.
  • For more information, read FBI's guide on spoofing and phishing.


  • Security tips and links to websites provide important information and news to help you understand online transaction risk and options to help you control these risks. It is important to be informed. When it comes to internet fraud, account takeover, and identity theft, these steps will help prevent exposure to additional risks.


  • Monitor your account activity. View account activity online on a regular basis and review periodic account statements and reconcile them to your personal records. Report any suspicious activity to Seattle Credit Union immediately.
  • When logging off from a website, do not just close the page or "X" out. You need to “Log Out” or “Log Off”.
  • Secure websites have a web address that includes an "s" (https rather than http). If this is lacking, the site is not a secure session (or genuine). Do not log in or conduct business on the site.
  • If a website displays a security monitor, verify it has the current date. If it does not, do not use the site; it may be a spoofed or hijacked.
  • When completing financial transactions, verify encryption and other security methods are in place, protecting your account and personal information.


  • Use quality security monitoring software on your PC that includes anti-virus, anti-malware and firewall functions.
  • Use your PC's security features such as individual Log-In accounts.
  • Keep PC operating system security up-to-date by applying patches and updates.
  • Password-protect your computer network (physical or wireless).
  • Web Resources – Stay informed on how you can protect yourself online.


  • For users of all ages and interests:
  • Consumer alerts and online security tips on the FTC website:


  • Go to the IC3 website, a partnership of the FBI, the National White Collar Crime Center, and the Bureau of Justice:


  • Go to the FBI website at


Financial Regulators have noticed that business transactions, because of their frequency and dollar value, are inherently more risky than consumer transactions. The fraud risk is increasing, e.g., the rise of online account takeovers and unauthorized online fund transfers related to business accounts. For example, small to medium-sized businesses have been primary targets as cyber-criminals have recognized that the security controls they have in place are not as robust as that of larger businesses.

Here are some of the financial regulators’ suggestions to enhanced controls for businesses:

  • Business members should be encouraged to perform a periodic risk assessment and an evaluation of the effectiveness of the controls they have in place to minimize the risks of online transaction processing.
  • The password, website, computer and network tips above provide a starting point for this process and the web resource links provide additional detailed information.
  • The FTC Business Center has a great deal of information for businesses at
  • Business members should understand the security features of the software and websites they utilize and take advantage of these features. Segregation of duties—the process of separating duties so no one person can perform all steps of a transaction—is an example of a very important security feature.
  • Layered security options that may be available to business members doing online transactions include transaction thresholds, out-of-band verification (such as telephone or email verifications), fraud detection and monitoring systems, and IP reputation-based services.