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Get Rewarded

Rewards credit cards are a great way to get something extra on your everyday purchases. Whether you want travel rewards, merchandise, cash, or gift cards, you’ll find a card just for you. The problem with some of the big card providers is that you end up paying too much for your rewards, either on the interest rate, the annual fee, other fees, or all of the above.

All the FEATURES You WANT & Need 

The Seattle Credit Union Visa® credit card has all of the features of the big cards but at a price you’d expect from a local, not-for-profit credit union. With rates starting at just 6.99% APR and no annual fee, you might expect to sacrifice rewards or coverage, but you won’t have to.

Use your card however you’d like. It’s compatible with Apple Pay, Android Pay, and Samsung Pay, so you only need your phone to have your Seattle Credit Union credit card close by. You can also enroll your credit card in Visa Checkout, which makes online shopping faster and more secure.

Easy to Earn, Easy to Redeem Rewards

Our rewards program, powered by uChoose Rewards, lets you redeem your rewards points for flights, hotels, rental cars, cruises, merchandise, cash, or gift cards to national retailers. Unlike other rewards programs, you don’t have to choose which kind of reward you want until you redeem.

When you redeem your points for travel rewards, you can book your flight, hotel room, rental car, or cruise right through without having to wait for a redemption certificate or go through a special travel site. And, since the price of flights are set by the length and demand for the route, you won’t spend all of your points for quick trips across the state or down the coast.

Low Rates and Fees

The Seattle Credit Union credit card has rates that range from 6.99% and 17.99% APR. That’s lower than most rewards cards you’ll find, regardless of your credit. There’s also no annual fee or balance transfer fees.

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Fraud Protection and Security

Use your Seattle Credit Union credit card without worrying about the bad guys. Our card features an EMV chip that helps enhance security when you use it at participating merchants.

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Current Rates

Rate Range: 6.99%-17.99% APR*

*APY Effective as of December 01, 2020. See disclosures for complete details by clicking on the product name above.

See All Rates

Earn Points with Every Purchase

Seattle Credit Union's credit cards would still be an outstanding value without a rewards program, but to make them even more irresistible, every Seattle Credit Union Visa comes with uChoose Rewards®, a great rewards program that lets you earn points for every dollar you spend.

  1. Redeem your points for travel, merchandise from top retailers, gift cards, or cash.
  2. Every dollar charged equals one reward point1.
  3. Redeeming your points is quick and easy through the UChoose Rewards web site at

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Ways You Save

Save on Purchases: If you carry a balance on your credit card, you know that monthly finance charges on purchases can get pretty expensive. You could save hundreds of dollars a year in interest by switching to a Seattle Credit Union Visa credit card as your primary credit card. Whether your credit is spotless or has a few blemishes, Seattle Credit Union offers rates that are lower than most other credit card providers.

Save When You Transfer Balances: Consolidating your balances to a Seattle Credit Union Visa credit card can lower your interest and allow you to manage your finances in one place. Unlike some of the national credit card companies, Seattle Credit Union doesn't charge a balance transfer fee. Drop by a branch or log in to Online Banking to fill out a simple form and we'll handle all the details. You'll save with Seattle Credit Union's low rate on all balance transfers, plus you'll enjoy the convenience of just one monthly payment. For more information, call us at 855.575.9352.

Pay No Annual Fee: Because Seattle Credit Union is a credit union, we charge fewer and lower fees than for-profit banks do. The same is true for Seattle Credit Union's Visa. At Seattle Credit Union, you’ll pay no annual fee for one of the best reward credit cards you’ll find anywhere in the Puget Sound. Plus, if you accidentally miss a payment or need to make a cash advance from your card, you’ll pay less than you would with the national card issuers.

A CREDIT card with the latest digital features

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Credit cards make it quick and convenient to make purchases online, at the corner store, coffee shop, or movie theater. To make your shopping safer, we offer the Seattle CU Card Control app — a service that allows you to manage your Seattle Credit Union debit and credit cards from your mobile device. With the app, you can turn your card on and off, set geographic parameters, restrict or allow transactions based on the type of merchant, schedule alerts and more.

Learn About Card Control

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Digital Wallet

You can now connect your Seattle Credit Union credit and debit card to Apple Pay®, Samsung Pay®, or Android Pay®. Using digital wallet is even easier than plastic—your information is transmitted when you hold your device in front of the retailer’s check-out device, or contactless reader, wherever the Apple Pay, Android Pay, and Samsung Pay symbols are displayed. When you are ready to get started, read on about the few easy steps it takes to set it up.

Learn About Digital Wallet

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Por favor llame al 206.398.5594 para comunicarse con nuestros representantes que hablan Español a fin de obtener detalles o si tiene preguntas.

Apply Now. Get Answers Fast.

Getting your loan at Seattle Credit Union could not be more simple. There are three easy ways to apply:

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By Phone

Call our specially-trained loan experts, who are happy to answer any questions you might have. They can take your application and get you a decision while you wait, in most cases. Call 855.575.9352 to get started.

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When you are ready to apply, head over to our online loan application to get started. Answer a few short questions, hit submit, and you’ll usually have an answer in just a few minutes.

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In Person

Stop by any of our convenient branches to talk with our helpful, friendly branch representatives. They can help you figure out which loan is right for you and connect you with a loan expert or help you apply online to get you a decision fast.

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