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Pre-Qualify Offers


Are you curious about how much credit you can qualify for, but don't want to go through the full application process? With our quick and easy pre-qualification tool, we can show you the loan or credit amount you qualify for quickly and without impacting your credit.* With a little bit of information from you, we'll present the credit, interest rates and monthly payment amounts that you qualify for. If you like what you see, then you can continue the process and submit an application.

If you would like to speak to a Seattle Credit Union representative about your pre-qualification offer, please contact us at 206.398.5500, option 6.

Auto Loan


If you’re shopping for a new or used vehicle, online pre-qualification can put you ahead of the game when you find the right car.

  • Five minutes is all it takes for most customers to complete our online pre-qualification
  • No vehicle information is needed to establish your pre-qualification loan amount


Personal Loan

pay off debt, fund home improvements, or pay a sudden expense

Personal loans can have lower interest rates than credit cards and they offer the flexibility of using the funds as you see fit. We know that getting approved for a personal loan—especially one with a low-interest rate—can be challenging if your credit isn’t in great shape. When you pre-qualify for a personal loan, you can get a snapshot of what you could qualify for, which can help you make financial decisions.


Credit Card


Pre-qualifying allows you to see where you stand, without negatively affecting your credit history.

Our Seattle Credit Union Visa® credit card has all of the features of the big cards, but at affordable rates you’d expect from a local, not-for-profit credit union.

With rates starting at just 12.24% APR* and no annual fee, you might expect to sacrifice rewards or coverage, but you won’t have to. Rewards credit cards are a great way to get something extra on your everyday purchases. Whether you want travel rewards, merchandise, cash, or gift cards, you’ll find a card just for you.






Is pre-qualifying different than applying for a loan?

Yes. While a pre-qualification does include a soft credit check, (for auto) it doesn’t require you to provide information about the specific vehicle you want to purchase. This makes it ideal if you’re still shopping around and want to narrow down your choices by knowing how much you may be able to borrow.

How long does it take to pre-qualify?

It takes most customers just a few minutes to fill out the online pre-qualification application, and you may get your answer within seconds. We will need to follow up with a phone call for more detailed information before a final credit decision can be made. 

I found the car I want to purchase, what are my next steps?

Congratulations! After finding the car you want, you can complete your loan application online.

If I'm pre-qualified, am I obligated to pay or do anything?

There is no cost or obligation to pre-qualify for an auto loan, personal loan, or credit card. This tool is meant to give you an idea of what you can pre-qualify for but you are not required to pay for the pre-qualification service and you are not obligated to act unless you choose to take out a loan with Seattle Credit Union.

*Annual Percentage Rate.