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No Interest Loans


Seattle Credit Union is committed to ensuring an equitable future for everyone who lives in the Greater Puget Sound. That’s why we continue building tools to broaden our members’ access to financial tools that align with the way they live; like the Zero Interest, Fee Based Loans.

These riba-free options allow Members to partake in our products and services without compromising their religious values.

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Auto Loans

Opening the door to your own car can open the door to more freedom and flexibility in your life. Whether it is getting to work faster, buying groceries, going to the bank or a weekend trip out of town, owning a car lets you create your own schedule. And as a fee-based loan it considers those whose beliefs keep them from paying interest.

  • 0% Interest Rate* with a financed fee (the Annual Percentage Rate (APR)** will be greater than 0% because it includes the fee)
  • The applicant’s credit qualifications will determine the fee (which is based on the amount of interest that would have been charged over  the life of the loan)
  • Loans will be processed using our standard auto loan guidelines
  • Terms up to 84 months***

We also offer add-on loan products, like GAP, Mechanical Breakdown Protection, and Debt Protection to help you keep your car and loan running if something unexpected happens.

To get started, call 206.398.5500 or apply below.

Apply Now


*The Interest Rate is the cost you pay in interest each year to borrow money expressed as a percentage. The interest rate does not include fees charged for the loan.
**The Annual Percentage Rate (APR) is the cost you pay each year to borrow money, including fees, expressed as a percentage.
*** 73-84 month terms available to those with 4+ years of credit history and credit scores 700 and above.


Citizenship Loans

To help finance the path to US citizenship, we offer citizenship loans to cover the costs associated with this process and includes a fee-based alternative for each Citizenship Loan type.

See our Citizenship Loans page for full details.




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Por favor llame al 206.398.5594 para comunicarse con nuestros representantes que hablan Español a fin de obtener detalles o si tiene preguntas.



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