Online Banking

GET THE APP

Membership is sweet

Being a member of Seattle Credit Union means local is a big deal to you. Seattle Credit Union was founded in 1933 by City of Seattle municipal workers. In the 80+ years since then, we've grown with this area. We know what people of the Seattle-area and the Northwest value. We know because that's who we are, and we value those things too.

On this page you'll find a list of benefits and programs that are available to Seattle Credit Union members.

As a member, you'll have access to great products, benefits, and programs including:

A Member Referral Program

As an existing member of Seattle Credit Union, you'll receive a $25 Thank You Bonus* for each new member you refer. We’ll also pay a $25 Welcome Bonus* to the person you referred. Just be sure they use the promo code "REFER" when applying online. See complete details, here.

A top-of-the-line credit card

A Seattle Credit Union Visa® credit card is one of the best deals in the financial industry. You'll get:

  • Rates as low as 8.99% APR (See rates page for details.)
  • No annual fee
  • No balance-transfer fees
  • Free enrollment in uChoose RewardsTM, an industry-leading rewards program that allows you to redeem points for cash, travel, and brand-name merchandise.

A Robust Mortgage Center

Whether you’re buying your first home or looking to refinance a mortgage that no longer fits your needs, Seattle Credit Union has the expertise to make sure you get the right home loan that you’ll love for as long as you love your home.

A Worldwide Network of Surcharge-free ATMs

As part of the CO-OP ATM Network, Seattle Credit Union gives you access to a system of surcharge-free ATM that is bigger than anything big banks can offer. You can use any of the nearly 30,000 U.S. ATMs with no fee. Check your balance, transfer money, make deposits, and get cash wherever you go with no hassle.

An Auto Loan Program That the Dealers Can't Match

Most lenders’ auto-lending services stop when you sign the loan papers. Not Seattle Credit Union’s. Seattle Credit Union auto loans also come with optional services, such as:

  • Anytime Skip-a-Pay, which allows you to skip up to two regular payments every twelve months when you need a little extra cash.
  • Guaranteed Asset Protection (GAP), which in the event your car is stolen or totaled can pay the difference between what your car is worth and what you owe.
  • Mechanical Breakdown Protection (MBP), also called Extended Warranty, protects you against expensive repairs at prices that can be thousands less than programs through the dealer.
  • Debt Protection, which can alleviate some of the pressure of your car payment if you are sick, injured, or lose your job.

Become A Member

VIP pass

Anyone who lives in Washington is eligible to join.

Become A Member

 
grandmother and grandson on the phone

Earn $100 for Every New Sprint Line Activated

Everyone is looking for ways to save money these days. And that's just what LoveMyCU Rewards is all about. Click below to see some of the exclusive discounts helping members save on products and services you use every day, like new phone lines with Sprint®.

Learn More
 
 
father buckling in daughter

The Family Security Plan

Seattle Credit Union has partnered with The Family Security Plan® (FSP) to help our members build a foundation for a secure future.

You may be relying on the group life coverage you get through work, but did you know that if you leave your employer, that policy may no longer cover you or your family? The protection of an FSP Whole Life policy can follow you through your entire working career and even into retirement. Whole Life Insurance provides permanent insurance protection. You have the flexibility to choose the benefit and the premium amount that best suits your individual and family needs.

Seattle Credit Union is excited to be able to offer this benefit to our members. For a personal consultation with a dedicated Family Security Plan Representative, call 855.789.4976, or click the button below.

Learn More
 
 
father buckling in daughter

Exclusive Savings From Travelers Insurance

When was the last time you shopped for auto and home insurance? Whether it was last week or last year, you may want to take another look by comparing your policies to the Travelers® Auto and Home Insurance Program. Through an arrangement with Travelers, members now have access to exclusive savings on auto, home, condo and renters insurance.

Great Protection and Convenient Payment Options

Beyond special savings for members, Travelers offers coverage options and packages designed to meet members’ individual needs. Plus, you can choose to conveniently pay premiums through your Seattle Credit Union account or VISA.

Free, No-obligation Quotes

Licensed insurance representatives at Travelers will take the time to understand your insurance needs and help you choose the coverage that’s right for you. Even if your current policy isn’t up for renewal or you’re shopping for a new car, you can still contact Travelers for a quote and switch.

Be on the lookout for additional information coming soon to your inbox and mailbox from Travelers. Can’t wait? Call Travelers at 800.842.5936 to learn more or click the button below.

Learn More
 
 
father buckling in daughter

Seattle Credit Union Real Estate Services

A Better Way to Buy or Sell Your Home

We’ve partnered with independent, certified real estate agents to help you through every step of the process when buying or selling your home. Although you must enroll and be a member of Seattle Credit Union, the service is free!

Why enroll?

  • The home buying and selling process can be complicated, and we’re here to support you with personalized service—answering questions, helping you avoid pitfalls, understanding the fine print, and anything else you need.
  • You’ll have access to a select group of real estate professionals and member advocates who provide proven, exceptional service.
  • Whether you’re buying or selling, you’ll get a 20 percent cash rebate on the real estate agent’s commission after closing to use for anything you choose, be it a home improvement or that great vacation you’ve always dreamed about.
  • After you've bought your home using a Seattle Credit Union Real Estate Services agent, you’ll get help settling in, including setting up your utilities, a free home security system, and discounts at retailers like Home Depot.
Enroll Here
 

 
family cooking in the kitchen together

Trustage Insurance Discounts

Trustage Life Insurance

TruStage® offers life insurance, an auto and home insurance program, and a health insurance program through the TruStage Insurance Agency. With a commitment to dependability and service-first philosophy, we’ve earned the confidence of thousands of credit unions and more than 16 million families.

Learn More

Trustage AD&D Coverage

If a serious accident occurs, AD&D could help your family in its time of need. It can be an affordable supplement to any life insurance you may have and features unique built-in benefits:

  • Acceptance is guaranteed. No one will ask you health questions or expect you to submit to a medical exam. If you're a Seattle Credit Union member over the age of 18, you can't be turned down.
  • Your coverage cannot be canceled as long as your premiums are paid and you remain a member of Seattle Credit Union.
  • There's a realistic inflation protection benefit. Every two years, on the anniversary of your coverage, additional coverage will be increased 5% at no added cost to you. Over the years, you can get up to a 25% increase maximum.
Learn More
 
Top