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Membership is sweet

Being a member of Seattle Credit Union means local is a big deal to you. Seattle Credit Union was founded in 1933 by City of Seattle municipal workers. In the 80+ years since then, we've grown with this area. We know what people of the Seattle-area and the Northwest value. We know because that's who we are, and we value those things too.

On this page you'll find a list of benefits and programs that are available to Seattle Credit Union members.

As a member, you'll have access to great products, benefits, and programs including:

A Member Referral Program

As an existing member of Seattle Credit Union, you'll receive a $25 Thank You Bonus* for each new member you refer. We’ll also pay a $25 Welcome Bonus* to the person you referred. Just be sure they use the promo code "REFER" when applying online. See complete details.

A top-of-the-line credit card

A Seattle Credit Union Visa® credit card is one of the best deals in the financial industry. You'll get:

  • Rates as low as 11.24% APR (See rates page for details.)
  • No annual fee
  • No balance-transfer fees
  • Free enrollment in uChoose RewardsTM, an industry-leading rewards program that allows you to redeem points for cash, travel, and brand-name merchandise.

A Robust Mortgage Center

Whether you’re buying your first home or looking to refinance a mortgage that no longer fits your needs, Seattle Credit Union has the expertise to make sure you get the right home loan that you’ll love for as long as you love your home.

A Worldwide Network of Surcharge-free ATMs

As part of the CO-OP ATM Network, Seattle Credit Union gives you access to a system of surcharge-free ATM that is bigger than anything big banks can offer. You can use any of the nearly 30,000 U.S. ATMs with no fee. Check your balance, transfer money, make deposits, and get cash wherever you go with no hassle.

An Auto Loan Program That the Dealers Can't Match

Most lenders’ auto-lending services stop when you sign the loan papers. Not Seattle Credit Union’s. Seattle Credit Union auto loans also come with optional services, such as:

  • Anytime Skip-a-Pay, which allows you to skip up to two regular payments every twelve months when you need a little extra cash.
  • Guaranteed Asset Protection (GAP), which in the event your car is stolen or totaled can pay the difference between what your car is worth and what you owe.
  • Mechanical Breakdown Protection (MBP), also called Extended Warranty, protects you against expensive repairs at prices that can be thousands less than programs through the dealer.
  • Debt Protection, which can alleviate some of the pressure of your car payment if you are sick, injured, or lose your job.

Become A Member

VIP pass

Anyone who lives in Washington is eligible to join.

Join Now

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The Family Security Plan

Offered by PFP Services

Seattle Credit Union has partnered with PFP Services to offer the Family Security Plan® (FSP) to help our members build a foundation for a secure future.

PFP Services offers a variety of affordable insurance options designed to protect you and your family. Seattle Credit Union has engaged with PFP's Member Engagement Team to proactively reach out to you and thank you for your membership, offer you insurance options that fit your current needs and let you know of other credit union solutions that will provide you convenience and save you money. Calls will only come from either of the following two phone numbers to bring assurance that this partnership has been provided to you by Seattle Credit Union: 206.573.5420 and 206.573.5422. Prefer not to receive these calls? Just let us know.

Seattle Credit Union is excited to be able to offer this benefit to our members. For a personal consultation with a dedicated Family Security Plan Representative, call 855.789.4976, or click the button below.

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Earn $100 for Every New Sprint Line Activated

Everyone is looking for ways to save money these days. And that's just what LoveMyCU Rewards is all about. Click below to see some of the exclusive discounts helping members save on products and services you use every day, like new phone lines with Sprint®.

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Exclusive Savings From Travelers Insurance

When was the last time you shopped for auto and home insurance? Whether it was last week or last year, you may want to take another look by comparing your policies to the Travelers® Auto and Home Insurance Program. Through an arrangement with Travelers, members now have access to exclusive savings on auto, home, condo and renters insurance.

Great Protection and Convenient Payment Options

Beyond special savings for members, Travelers offers coverage options and packages designed to meet members’ individual needs. Plus, you can choose to conveniently pay premiums through your Seattle Credit Union account or VISA.

Free, No-obligation Quotes

Licensed insurance representatives at Travelers will take the time to understand your insurance needs and help you choose the coverage that’s right for you. Even if your current policy isn’t up for renewal or you’re shopping for a new car, you can still contact Travelers for a quote and switch.

Be on the lookout for additional information coming soon to your inbox and mailbox from Travelers. Can’t wait? Call Travelers at 800.842.5936 to learn more or click the button below.

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Trustage Insurance Discounts

Trustage Life Insurance

TruStage® offers life insurance, an auto and home insurance program, and a health insurance program through the TruStage Insurance Agency. With a commitment to dependability and service-first philosophy, we’ve earned the confidence of thousands of credit unions and more than 16 million families.

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Trustage AD&D Coverage

If a serious accident occurs, AD&D could help your family in its time of need. It can be an affordable supplement to any life insurance you may have and features unique built-in benefits:

  • Acceptance is guaranteed. No one will ask you health questions or expect you to submit to a medical exam. If you're a Seattle Credit Union member over the age of 18, you can't be turned down.
  • Your coverage cannot be canceled as long as your premiums are paid and you remain a member of Seattle Credit Union.
  • There's a realistic inflation protection benefit. Every two years, on the anniversary of your coverage, additional coverage will be increased 5% at no added cost to you. Over the years, you can get up to a 25% increase maximum.
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