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Membership is sweet

Being a member of Seattle Credit Union means local is a big deal to you. Seattle Credit Union was founded in 1933 by City of Seattle municipal workers. In the 80+ years since then, we've grown with this area. We know what people of the Seattle-area and the Northwest value. We know because that's who we are, and we value those things too.

On this page you'll find a list of benefits and programs that are available to Seattle Credit Union members.

As a member, you'll have access to great products, benefits, and programs including:

A Member Referral Program

As an existing member of Seattle Credit Union, you'll receive a $25 Thank You Bonus* for each new member you refer. We’ll also pay a $25 Welcome Bonus* to the person you referred. Just be sure they use the promo code "REFER" when applying online. See complete details.

A top-of-the-line credit card

A Seattle Credit Union Visa® credit card is one of the best deals in the financial industry. You'll get:

  • Rates as low as 12.24% APR (See rates page for details.)
  • No annual fee
  • No balance-transfer fees
  • Free enrollment in uChoose RewardsTM, an industry-leading rewards program that allows you to redeem points for cash, travel, and brand-name merchandise.

A Robust Mortgage Center

Whether you’re buying your first home or looking to refinance a mortgage that no longer fits your needs, Seattle Credit Union has the expertise to make sure you get the right home loan that you’ll love for as long as you love your home.

A Worldwide Network of Surcharge-free ATMs

As part of the CO-OP ATM Network, Seattle Credit Union gives you access to a system of surcharge-free ATM that is bigger than anything big banks can offer. You can use any of the nearly 30,000 U.S. ATMs with no fee. Check your balance, transfer money, make deposits, and get cash wherever you go with no hassle.

An Auto Loan Program That the Dealers Can't Match

Most lenders’ auto-lending services stop when you sign the loan papers. Not Seattle Credit Union’s. Seattle Credit Union auto loans also come with optional services, such as:

  • Anytime Skip-a-Pay, which allows you to skip up to two regular payments every twelve months when you need a little extra cash.
  • Guaranteed Asset Protection (GAP), which in the event your car is stolen or totaled can pay the difference between what your car is worth and what you owe.
  • Mechanical Breakdown Protection (MBP), also called Extended Warranty, protects you against expensive repairs at prices that can be thousands less than programs through the dealer.
  • Debt Protection, which can alleviate some of the pressure of your car payment if you are sick, injured, or lose your job.

Become A Member

VIP pass

Anyone who lives in Washington is eligible to join.

Join Now

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The Family Security Plan®

A Trusted Partner of Seattle Credit Union

Since 1973, The Family Security Plan® has been connecting credit union families with high quality affordable insurance benefits that fit your lifestyle and budget. With Seattle Credit Union and The Family Security Plan® on your side, take the first steps toward securing your family’s future.

Through a partnership with The Family Security Plan®, we are pleased to offer members:

Whole Life Insurance

Secure your family’s future with permanent protection that never expires. Should you need cash for any purpose, you may borrow against the cash value in your life insurance policy.

Term Life Insurance

If your family is faced with the loss of you and your income, ease the financial burden with protection at an affordable price for a specific length of time.

Disability Income Insurance

In the event that you are unable to work due to a disabling injury or illness this is a convenient, affordable way to ensure you have income.

Critical Illness Insurance

Focus on getting better with a lump sum benefit paid directly to you upon the first diagnosis of a covered critical illness.*

Accident Insurance

Handle the medical and out of pocket costs that add up after a covered accidental injury with this benefit.

To find out more about any of The Family Security Plan® programs, visit or call 855.789.4976.

Get a Quote
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Travelers Insurance discounts

When was the last time you shopped for auto and home insurance? Whether it was last week or last year, you may want to take another look by comparing your policies to the Travelers Auto and Home Insurance Program. Through an arrangement with Travelers, members have access to a Seattle Credit Union member discount on auto, home, condo, and renters insurance.

Great Protection and Convenient Payment Options

Beyond special savings for members, Travelers offers coverage options and packages designed to meet members’ individual needs. You could bundle other policies too, like boat, umbrella, or a personal articles floater policy with Travelers and get a multi-policy discount. Plus, you can choose to conveniently pay premiums through your Seattle Credit Union account or VISA® Credit Card.

Free, No-obligation Quotes

Licensed insurance representatives at Travelers will take the time to understand your insurance needs and help you choose the coverage that’s right for you. You can switch at any time, even if your current policy isn’t up for renewal or you’re shopping for a new car and may be entitled to a refund from your current carrier on any unearned premium.

To get a free quote with your member discount or learn more, call Travelers at 888.709.4304 and be sure to mention you're a Seattle Credit Union member or click the button below.


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Trustage Insurance Discounts

Trustage Life Insurance

TruStage® offers life insurance, an auto and home insurance program, and a health insurance program through the TruStage Insurance Agency. With a commitment to dependability and service-first philosophy, we’ve earned the confidence of thousands of credit unions and more than 16 million families.

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Trustage AD&D Coverage

If a serious accident occurs, AD&D could help your family in its time of need. It can be an affordable supplement to any life insurance you may have and features unique built-in benefits:

  • Acceptance is guaranteed. No one will ask you health questions or expect you to submit to a medical exam. If you're a Seattle Credit Union member over the age of 18, you can't be turned down.
  • Your coverage cannot be canceled as long as your premiums are paid and you remain a member of Seattle Credit Union.
  • There's a realistic inflation protection benefit. Every two years, on the anniversary of your coverage, additional coverage will be increased 5% at no added cost to you. Over the years, you can get up to a 25% increase maximum.
Learn More