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Flexibility And Earning Power

With Seattle Credit Union, you have options for how you can make your money work for you. If you are planning to maintain a higher balance, but still want the flexibility of having funds in a checking account, our High Yield account is probably right for you. You'll earn a steady 0.05% on all of your balances below $10,000, and a higher 0.08% on anything above that amount, without a cap. This is great if you want to earn a higher interest rate without locking your money into a Money Market or CD. Of course, if you are looking for an even higher rate of return, we offer great terms and rates on those too.

An Account with Perks

In addition to the higher interest rates that you'll earn on your balances above ten thousand, you'll also have access to our your funds through our Online Banking and mobile app twenty-four hours a day, seven days a week. You can manage your funds, transfer balances, pay bills, and chat with a member representative using our secure chat feature. You'll also pay no monthly minimum balance fee as long as you keep your funds above $10,000. If that threshold seems too high, avoid monthly fees by opting for a Free Checking or Feel Good Checking instead.

As a checking account holder, you'll also enjoy:

  • Nearly 30,000 surcharge-free ATMs in the Co-op Network
  • Over 5,000 surcharge-free Shared Branches in the Co-op Network
  • Free Online Banking and Bill Pay
  • Free mobile app
  • Free eStatements, the more secure and more eco-friendly way to receive your monthly statements

Opening an account is easy. You can do it online, by phone at 206.398.5500, or in one of our ten convenient branches. It only takes a few minutes, and you'll be on your way to keeping more of your money each month.

Open An Account

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Current Rates

Balances Up To $9,999: 0.05% APY*
$10,000 and Above: 0.08% APY*

*APY Effective as of December 5, 2022. See disclosures for complete details.

See All Rates

Your Partner in Growth and Prosperity

Seattle Credit Union was born in Seattle and we share Seattle’s vision and passion for ensuring a robust future for everyone who lives in the Puget Sound. We work with our members to find the best financial solutions, so they can enjoy personal prosperity however they define it.

We also use our resources to contribute to and work with those agencies in our communities that are caring for the most vulnerable residents. We believe everyone deserves a chance to reach their potential, and sometimes we all need help on that path.

We celebrate our differences, as multiple perspectives breed the best solutions. We know that inclusion leads to prosperity. While prosperity is a different dream for each of us, we are committed to bringing yours to life.

Become a Member

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Manage Your Accounts on the Go

Access your accounts from wherever you are. With Seattle Credit Union’s free mobile app for Android and iOS devices, you can:

  • View account balances and transaction history
  • Transfer between Seattle Credit Union accounts
  • Schedule payments to existing Bill Pay payees
  • Deposit checks from anywhere, using your device's camera
  • Find the nearest credit union branches and surcharge-free ATMs

To download the app, visit the Apple App Store or Google Play and install the application on your device.

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Debit cards with the latest digital features

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Debit cards make it quick and convenient to make purchases online, at the corner store, coffee shop, or movie theater. To make your shopping safer, we offer the Seattle CU Card Control app a service that allows you to manage your Seattle Credit Union debit and credit cards from your mobile device. With the app, you can turn your card on and off, set geographic parameters, restrict or allow transactions based on the type of merchant, schedule alerts and more.

Learn About Card Control

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Digital Wallet

You can now connect your Seattle Credit Union credit and debit card to Apple Pay®, Samsung Pay®, or Android Pay®. Using digital wallet is even easier than plastic—your information is transmitted when you hold your device in front of the retailer’s check-out device, or contactless reader, wherever the Apple Pay, Android Pay, and Samsung Pay symbols are displayed. When you are ready to get started, read on about the few easy steps it takes to set it up.

Learn About Digital Wallet

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Por favor llame al 206.398.5594 para comunicarse con nuestros representantes que hablan Español a fin de obtener detalles o si tiene preguntas.

We make opening your account fast.

Opening your account with Seattle Credit Union could not be more simple. There are three easy ways to get started:

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By Phone

Our friendly member representatives are happy to answer any questions about our products or the opening process. Call 206.398.5500 to get started.

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When you are ready to open an account, head over to our online application. Answer a few short questions, hit submit, and you’ll usually have an answer in just a few minutes.

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In Person

Stop by any of our branches to talk with our helpful member representatives. They can help you figure out which product is right for you and get your accounts opened quickly.

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Not ready to act just yet?

Just fill out your info below and we'll contact you and help answer any questions you may have.