If you have a mortgage, you already know a thing or two about home ownership. Costs can seem daunting, but that’s where the equity in your home can help.
Your credit report is one of the most important and helpful tools you have to manage your personal finances. Credit reports detail everything that makes up – and influences – your credit score.
Whether you are looking for your first home, refinancing a car, or renting an apartment, understanding your credit score and how to improve your score is beneficial to securing better rates along your financial journey.
If you’re shopping around for financial products, you may have come across two similar things with different names: Certificates of Deposit (CDs) and Share Certificates. What are the differences and how can they benefit you? Read on to learn more.
If your parents ever warned you to turn off the lights when you left the room as a child, you might’ve rolled your eyes. After all, how much money can it actually save? To see a real difference, you have to commit to making changes across the board. Here are some suggestions on how to save utility costs on water, gas, power, cable and internet.
Credit union history is rife with strong, compassionate African American leadership that has strengthened communities and influenced the industry as a whole. Black History Month is a great opportunity to reflect on this impact and the individuals who have dedicated their careers to empowering traditionally marginalized communities.
The Consumer Bankruptcy Project recently released its newest findings, and the results are scary. Since 1991, the rate of people 65 and older filing for bankruptcy has increased 200 – 300 percent. The reasons include declining wages, increased debt, and more out-of-pocket healthcare costs, among other things.
There is no “right time” or “one size fits all solution” to buying your kids’ first phone. However, when the time does come to get one, it is important to discuss phone responsibility and boundaries with your children. If it’s your child’s first phone, remind them that a phone is a privilege, not a right. Discuss ahead of time what the consequences will be for misuse of the device.
