Financial Tips

4 Ways to Build a Better Budget Plan

Budgeting doesn’t sound fun, but it is a useful and powerful step you can take towards financial stability and prosperity. You might run into some obstacles when managing your finances, such as:

Financial Tips

Protect Yourself From Zelle Fraud Scams

Recently, we have seen an uptick in Seattle Credit Union members falling victim to financial scams, specifically via Zelle® transactions. To protect yourself from scams, here are some reminders of how to keep your money and information secure.

Payday Loans: How They Work and Why They Are Costly

No matter what they’re called – payday loans, cash advance loans, or deferred deposit loans – people end up facing fees that translate to interest rates ranging from 200% to more than 500%. Many people end up paying more in fees than the initial amount of the loan itself.

Financial Tips

What It Means to Be Pre-Qualified for a Loan

Before you're ready to submit a loan application, you might be curious about how much you can borrow. With a pre-qualify tool, you can have a better idea of how much you can afford for your next car.

Financial Tips

Car Buying Tips: Is It Best to Buy New, Used, or Lease?

Is it better to buy a car or lease a car? What are the pros and cons of buying new and buying used? Take a look at our list of the advantages and disadvantages of each option, as well as tips for getting a good deal.

What is a home loan pre-approval and how to get one?

Before you start shopping for a new home, you often need to have a mortgage pre-approval in hand in order to show that you are a serious buyer. Learn how to breakdown mortgage payments, what is a mortgage pre-approval and how to get one in this guide.

Keep Your Credit in Check: Staying Active

Having a card account closed by the issuer can hurt your credit scores. Use your cards regularly to avoid cancellation due to inactivity.

Financial Tips

Buying A New Car vs. Buying A Used Car, And How To Finance Your Purchase

If you’re beginning to think about your next car—and you should think about your next car before you need to—talk to Seattle Credit Union.

Financial Tips

Retirement Planning: Roth IRA vs. Traditional IRA vs. 401(k)

Along with building your financial independence comes the responsibility of retirement planning. Take a look at the three most popular saving accounts: Roth IRA, Traditional IRA, and 401(k) to see how they can help you save for retirement.

Financial Tips

How to Protect Against and Recover from Identity Theft

Identity theft happens when someone uses another’s personal information without permission, and everyone’s a target. Criminals look for social security numbers, birthdates, passwords, Medicare numbers, passport numbers, and bank account numbers.

Financial Tips

Online Banking

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